

Scott Mertens
Branch Manager NMLS# 32274

At Luminate Home Loans, our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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Scott from Luminate Bank not only communicated openly and provided advice but, at a time when we thought we were years away from home buying, he reassured that it was possible for us sooner than we thought. His help through the entire process...
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Scott not only communicated openly and provided advice but, at a time when we thought we were years away from home buying, he reassured that it was possible for us sooner than we thought. His help through the entire process was amazing and,...
read more
Scott was informative, patient and had to think outside the box for our situation. His creativity and knowledge is what made it happen.
Great communication and a seamless transaction .
On top of everything, understood all details and took care of both sides needs. Thanks
The team at Luminate was excellent in getting our new condo! Scott worked extra hard to make it happen. Thanks.
Scott was very helpful
Scott is always wonderful to work with. Worked hard to close early.
Scott Mertens has received a review with 5 star rating from Jim C
Very fast, good communication
91–100 of 509
About
At Luminate Home Loans, our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
USDA Loans
DSCR Loans
Bank Statement Loans
Mortgage Lender
Home Renovation Loan
Reverse Mortgage
Cash-Out Refinances
Non-QM
Mortgage for Foreign Nationals
Profit & Loss Only Mortgage
ITIN Mortgage Loans
Bank Statement Mortgages
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 32274
Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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