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Scott Mertens - Branch Manager NMLS# 32274 in Dover, NH

Scott Mertens

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Branch Manager NMLS# 32274

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At Luminate Home Loans, our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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Overall Ratings
4.95
(505)
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  • 5.0
    Encompass
    L
    Linda C
    NORTHWOOD, NH
    Posted on March 28th, 2026 12:19 PM
    Wonderfull experience from beggining to end. Scott is so friendly and knowledgeable of the loan process. He responds quickly and always makes sure that you feel as though you are his only client. Highly recommend Scott if you are looking to...
    read more
    Reply from Scott Mertens
    April 13th, 2026 08:59 PM
    Thank you so much, Linda! It means a lot — really glad I could make things a little easier. Don’t hesitate to reach out if you ever need anything.
  • 5.0
    Encompass
    A
    Andrew K
    ROCHESTER, NH
    Posted on March 9th, 2026 11:49 AM
    Scott was receptive and on the ball. He answered the whenever we called. He was straight to point and told us exactly how the process would go. Boy did we make him work for this one. As stressful as the home buying process is, Scott is a bright...
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    Reply from Scott Mertens
    April 13th, 2026 09:10 PM
    Thank you Andrew — I really appreciate it. I know this wasn’t the easiest transaction, so it means a lot that you trusted me and the team to help get it done. Always here if you need anything moving forward.
  • 5.0
    Encompass
    G
    Gregory M
    Bonita Springs, FL
    Posted on March 3rd, 2026 02:55 PM
    Very thorough, excellent communication, outstanding problem solving. I look forward to working with Scott again.
    Reply from Scott Mertens
    April 13th, 2026 09:26 PM
    Appreciate this, Greg! I’m glad everything came together smoothly. I’m always here if you need anything!
  • 5.0
    Encompass
    H
    Heidi W
    ROCHESTER, NH
    Posted on June 29th, 2026 02:43 PM
    ⭐⭐⭐⭐⭐As a REALTOR®, I've had the pleasure of working with Scott on a recent transaction, and he was outstanding from start to finish. He was consistently responsive, communicative, and proactive, keeping everyone informed throughout the process....
    read more
  • 5.0
    Encompass
    M
    Michael C
    DEERFIELD, NH
    Posted on June 26th, 2026 01:35 PM
    Scott made the impossible happen! All parties were very happy with Scott and his team.
  • 5.0
    Encompass
    R
    Ryan D O
    ROCHESTER, NH
    Posted on June 22nd, 2026 12:57 PM
    Scott communicated very well throughout the process and made the process as smooth as possible.
  • 4.83
    Encompass
    J
    Jarred G
    LIMINGTON, ME
    Posted on June 20th, 2026 11:30 AM
    Helped us through the whole first time homebuyer process, knew the answers to all of our questions, and the best way to approach a situation on a budget
  • 5.0
    Encompass
    E
    Elena L M
    DOVER, NH
    Posted on June 13th, 2026 11:26 AM
    Scott went above and beyond to help me secure a loan!
  • 5.0
    write_review_unverified
    K
    Kylee S
    Posted on June 2nd, 2026 05:35 PM
    My partner and I got recommended to work with Scott from our realtor, and as first time home buyers we had a lot of questions and we weren't always sure what to expect throughout the mortgage process. But from start to finish, Scott was incredibly...
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    Reply from Scott Mertens
    June 2nd, 2026 06:14 PM
    Thanks, Kylee! I'm glad I could be part of the journey and help make the process a little less stressful. Enjoy settling in and making new memories!
  • 5.0
    Encompass
    M
    Mary K D
    ROCHESTER, NH
    Posted on May 23rd, 2026 11:30 AM
    Easy clear communication
    Reply from Scott Mertens
    June 2nd, 2026 02:57 PM
    Thank you, Mary K! It was a pleasure helping you through the process. Wishing you all the best in your new home!
  • 10 of 512
    About
    At Luminate Home Loans, our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgage Lending
    FHA Loans
    VA Loans
    Government Loans
    Purchase Loans
    Refinance Loans
    First Time Homebuyer Loans
    Conventional Loans
    View All
    413
    /850
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    Year Started

    2003

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 32274
    Disclaimer
    Equal Housing Lender
    Luminate Bank is an Equal Housing Lender | Member FDIC
    Luminate Bank | NMLS ID #1281698
    2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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