Scott Mertens

Name: Luminate Home Loans - Dover, NH
Address: 44 Dover Point Rd Unit E, Dover, New Hampshire, 03820
Telephone: +1-603-674-2890
Rating: 4.95

Branch Manager NMLS# 32274

Luminate Home Loans - Dover, NH

4.95

(500)

At Luminate Home Loans, our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.

Mortgage

Mortgage Loan Officer

Contact Info

(603) 742-3331

Dover, NH

https://www.seacoastlender.com

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4.95

(500)

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Wonderfull experience from beggining to end. Scott is so friendly and knowledgeable of the loan process. He responds quickly and always makes sure that you feel as though you are his only client. Highly recommend Scott if you are looking to...

Reply from Scott Mertens

April 13th, 2026 08:59 PM

Thank you so much, Linda! It means a lot — really glad I could make things a little easier. Don’t hesitate to reach out if you ever need anything.

Scott was receptive and on the ball. He answered the whenever we called. He was straight to point and told us exactly how the process would go. Boy did we make him work for this one. As stressful as the home buying process is, Scott is a bright...

Reply from Scott Mertens

April 13th, 2026 09:10 PM

Thank you Andrew — I really appreciate it. I know this wasn’t the easiest transaction, so it means a lot that you trusted me and the team to help get it done. Always here if you need anything moving forward.

Very thorough, excellent communication, outstanding problem solving. I look forward to working with Scott again.

Reply from Scott Mertens

April 13th, 2026 09:26 PM

Appreciate this, Greg! I’m glad everything came together smoothly. I’m always here if you need anything!

My partner and I got recommended to work with Scott from our realtor, and as first time home buyers we had a lot of questions and we weren't always sure what to expect throughout the mortgage process. But from start to finish, Scott was incredibly...

Reply from Scott Mertens

June 2nd, 2026 06:14 PM

Thanks, Kylee! I'm glad I could be part of the journey and help make the process a little less stressful. Enjoy settling in and making new memories!

Easy clear communication

Reply from Scott Mertens

June 2nd, 2026 02:57 PM

Thank you, Mary K! It was a pleasure helping you through the process. Wishing you all the best in your new home!

Easy to work with and friendly team..

Reply from Scott Mertens

June 2nd, 2026 02:56 PM

Thanks, Ralph! It means a lot to hear that our team made a positive impact. We appreciate your trust and are excited for this next chapter for you!

Scott was fabulous to work with - a problem solver who made sure we closed on time!

Reply from Scott Mertens

June 2nd, 2026 02:55 PM

Thanks so much, Kate! It was a pleasure working with you and helping you get to the closing table. Now comes the fun part—making the house your home!

Scott was on top of everything. We were a difficult case and he found us real options and solutions!

Reply from Scott Mertens

June 2nd, 2026 02:54 PM

Thanks so much, Jennifer! Not every loan follows a straight path, but I appreciate your patience and teamwork throughout the process. Congratulations on reaching this exciting milestone!

Scott Murtens and Luminate got my difficult loan approved and funded on time with all the communication you could ask for.

Scott was always optimistic, explored multiple avenues to get our difficult situation funded, kept us informed along the way, worked while he was on vacation and ultimately got us funded in time to close on our original closing date.

Reply from Scott Mertens

June 2nd, 2026 02:52 PM

Thanks, Mitchell! Helping great clients is worth checking a few emails from vacation. Congratulations on your new home, and thank you for trusting me throughout the process!

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About

At Luminate Home Loans, our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Mortgage Refinance

Specialities

Mortgage Lending

FHA Loans