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Scott Mertens - Branch Manager NMLS# 32274 in Dover, NH

Scott Mertens

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Branch Manager NMLS# 32274

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At Luminate Home Loans, our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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Reviews from Web
  • Encompass
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    Nicholas L
    WELLS, ME
    Posted on August 3rd, 2026 02:00 PM
    Scott will have our business as long as he wants to have it. Exceptionally communicative, exceptionally timely, exceptionally diligent. In addition to being the kind of person anyone SHOULD use, he is the kind of person anyone would WANT to...
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    Reply from Scott Mertens
    September 22nd, 2026 03:05 PM
    Thank you, Nick! I truly appreciate the kind words and everything you and Jenna shared about your experience. It was great working with you two, and I’m grateful I had the opportunity to help!
  • Encompass
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    Jennifer D
    WELLS, ME
    Posted on August 3rd, 2026 01:13 PM
    We could not have asked for a better person to work with. Scott was responsive, helpful, and kind. He took the time to go through countless things with us, big or small, that we didnt have experience with being first time home buyers. He gave...
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    Reply from Scott Mertens
    September 22nd, 2026 03:03 PM
    Thanks, Jenna! Buying your first home can feel like a lot, so I’m glad I could help make the process a little easier! It was a pleasure woprking with you guys. Congratulations!
  • Encompass
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    Thomas P
    ROCHESTER, NH
    Posted on July 4th, 2026 01:57 PM
    Scott was great to work with throughout the entire mortgage process. He was responsive, easy to communicate with, and always willing to explain things clearly whenever I had questions. He made the process feel much less stressful and kept everything...
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    Reply from Scott Mertens
    September 22nd, 2026 02:49 PM
    Tommy, thank you! I really appreciate all the kind words and am glad I could help make the process a little easier. It was a pleasure working with you, and I hope you’re loving your new home!
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    H
    Heidi W
    ROCHESTER, NH
    Posted on June 29th, 2026 02:43 PM
    ⭐⭐⭐⭐⭐As a REALTOR®, I've had the pleasure of working with Scott on a recent transaction, and he was outstanding from start to finish. He was consistently responsive, communicative, and proactive, keeping everyone informed throughout the process....
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    Reply from Scott Mertens
    September 21st, 2026 09:35 PM
    Thank you so much, Heidi! I appreciate you taking the time to write such a thoughtful review. Looking forward to working together again!
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    A
    Amanda B
    Posted on September 15th, 2026 10:28 PM
    Scott Mertens has received a review with 5 star rating from Amanda B
  • Encompass
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    Amanda L B
    LEBANON, ME
    Posted on September 15th, 2026 10:28 PM
    This process seemed seamless! Even when I was unsure about something or overwhelmed with paperwork, Shawn and Scott were there to help.
    Reply from Scott Mertens
    September 22nd, 2026 03:21 PM
    Thanks so much, Amanda! I’m glad we were able to make everything come together. Congratulations, and enjoy the new home!
  • Encompass
    M
    Mary M
    SOMERSWORTH, NH
    Posted on September 14th, 2026 01:47 PM
    Scott and his team are outstanding, responsive and true professionals. My clients and I have worked with Scott many years and he continues to excel my expectations every time! I highly recommend him.
    Reply from Scott Mertens
    September 22nd, 2026 03:20 PM
    Thanks so much, Mary! It was great working with you on this one, and I really appreciate you trusting me with your clients. I hope we get the chance to work together again!
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    Meghan G
    SOMERSWORTH, NH
    Posted on September 1st, 2026 12:48 PM
    Very knowledgeable and great communication. Thank you!
    Reply from Scott Mertens
    September 22nd, 2026 03:15 PM
    Thank you, Meghan! I’m glad I could help. Looking forward to working together again!
  • Encompass
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    Isaiah B
    SOMERSWORTH, NH
    Posted on August 31st, 2026 11:41 AM
    Scott was very informative, helped with timelines, documents and terminology in such a way that I felt very little stress. He attended the closing meeting to confirm everything looked right. Scott made it all very streamlined and
    Reply from Scott Mertens
    September 22nd, 2026 03:13 PM
    Thank you, Isaiah! I’m glad we could get everything across the finish line in a smooth manner. Congratulations!
  • Encompass
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    Kathryn K T
    DOVER, NH
    Posted on August 15th, 2026 12:49 PM
    Scott walked us through each step of the process in a way that was in depth and open. He gave us options when we needed them and worked very well with our realtor. We had a great experience. We did have a few instances where we had a query...
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    Reply from Scott Mertens
    September 22nd, 2026 03:07 PM
    Thanks so much, Kate! I really appreciate the thoughtful review and the feedback. I’m glad we were able to make the process a great experience, and I’ll definitely keep your comments about communication and response times in mind. It was great...
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    About
    At Luminate Home Loans, our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    Construction Loan
    USDA Loans
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    Bank Statement Loans
    Mortgage Lender
    Home Renovation Loan
    Reverse Mortgage
    Cash-Out Refinances
    Non-QM
    Mortgage for Foreign Nationals
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    ITIN Mortgage Loans
    Bank Statement Mortgages
    Specialities
    Mortgage Lending
    FHA Loans
    VA Loans
    Government Loans
    Purchase Loans
    Refinance Loans
    First Time Homebuyer Loans
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    Year Started

    2003

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 32274
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    Equal Housing Lender
    Luminate Bank is an Equal Housing Lender | Member FDIC
    Luminate Bank | NMLS ID #1281698
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