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Scott Mertens - Branch Manager NMLS# 32274 in Dover, NH

Scott Mertens

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Branch Manager NMLS# 32274

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At Luminate Home Loans, our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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5 Star
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Reviews from Web
  • Encompass
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    Lawa-Na M
    NORTHWOOD, NH
    Posted on October 18th, 2025 01:06 PM
    Scott is very informative and always a pleasure to work with. He's a great asset to all buyers. I refer to him and has handled them all with great care. Definitely one of the best lenders out there.
  • Encompass
    D
    Don R
    EAST WAKEFIELD, NH
    Posted on October 13th, 2025 02:41 PM
    It was a smooth transaction from the beginning to the end, even the Title company person who handled the Closing said how easy it was working with this Lender / Scott.
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    Carla M
    Posted on October 13th, 2025 02:04 PM
    Scott and his team were amazing and wonderful to work with. Very responsive and attentive to what we had questions or concerns over
  • Encompass
    C
    Carla M
    EAST WAKEFIELD, NH
    Posted on October 13th, 2025 02:03 PM
    Scott was excellent to work with and very responsive. He was personable and attentive to what we needed. He also helped to steer me in the right direction when concerns arose. He and his team helped me get into my house a week ahead of projection....
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  • Encompass
    S
    Silas P T
    FARMINGTON, NH
    Posted on October 3rd, 2025 10:09 AM
    Scott was akways quick to respond to any questions we had
  • Encompass
    K
    Karen L B
    DOVER, NH
    Posted on September 17th, 2025 02:25 PM
    Scott was very responsive to myself as well as the buyers. I hope to do business again in the future!
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    Sean M
    Posted on September 13th, 2025 11:31 AM
    Scott Mertens has received a review with 5 star rating from Sean M
  • Encompass
    S
    Sean M
    PORTSMOUTH, NH
    Posted on September 13th, 2025 11:31 AM
    Scott was an excellent communicator throughout the process, making sure we were all on the same page at every step. He took the time to explain every detail and scenario along the way and truly had our best interest in mind. Having gone through...
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    R
    Rebecca J
    Posted on August 11th, 2025 07:05 PM
    Scott Mertens and his team at Luminate Home Loans was absolutely fantastic to work with on my second mortgage. He stayed on top of every detail, kept the process moving smoothly, and communicated clearly every step of the way. Thanks to his...
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  • Encompass
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    Doreen C
    HARPSWELL, ME
    Posted on August 8th, 2025 02:23 PM
    Scott kept me informed every step of the way
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    About
    At Luminate Home Loans, our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    Construction Loan
    USDA Loans
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    Bank Statement Loans
    Mortgage Lender
    Home Renovation Loan
    Reverse Mortgage
    Cash-Out Refinances
    Non-QM
    Mortgage for Foreign Nationals
    Profit & Loss Only Mortgage
    ITIN Mortgage Loans
    Bank Statement Mortgages
    Specialities
    Mortgage Lending
    FHA Loans
    VA Loans
    Government Loans
    Purchase Loans
    Refinance Loans
    First Time Homebuyer Loans
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    Year Started

    2003

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 32274
    Disclaimer
    Equal Housing Lender
    Luminate Bank is an Equal Housing Lender | Member FDIC
    Luminate Bank | NMLS ID #1281698
    2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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