

Scott Mertens
Branch Manager NMLS# 32274

At Luminate Home Loans, our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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Scott is very informative and always a pleasure to work with. He's a great asset to all buyers. I refer to him and has handled them all with great care. Definitely one of the best lenders out there.
It was a smooth transaction from the beginning to the end, even the Title company person who handled the Closing said how easy it was working with this Lender / Scott.
Scott and his team were amazing and wonderful to work with. Very responsive and attentive to what we had questions or concerns over
Scott was excellent to work with and very responsive. He was personable and attentive to what we needed. He also helped to steer me in the right direction when concerns arose. He and his team helped me get into my house a week ahead of projection....
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Scott was akways quick to respond to any questions we had
Scott was very responsive to myself as well as the buyers. I hope to do business again in the future!
Scott Mertens has received a review with 5 star rating from Sean M
Scott was an excellent communicator throughout the process, making sure we were all on the same page at every step. He took the time to explain every detail and scenario along the way and truly had our best interest in mind. Having gone through...
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Scott Mertens and his team at Luminate Home Loans was absolutely fantastic to work with on my second mortgage. He stayed on top of every detail, kept the process moving smoothly, and communicated clearly every step of the way. Thanks to his...
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Scott kept me informed every step of the way
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About
At Luminate Home Loans, our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
USDA Loans
DSCR Loans
Bank Statement Loans
Mortgage Lender
Home Renovation Loan
Reverse Mortgage
Cash-Out Refinances
Non-QM
Mortgage for Foreign Nationals
Profit & Loss Only Mortgage
ITIN Mortgage Loans
Bank Statement Mortgages
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 32274
Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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