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Scott Mertens - Branch Manager NMLS# 32274 in Dover, NH

Scott Mertens

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Branch Manager NMLS# 32274

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At Luminate Home Loans, our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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Reviews from Web
  • Encompass
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    Scott M
    NEWMARKET, NH
    Posted on December 18th, 2025 02:41 PM
    I've had the opportunity to work with Scott a couple of times and each of them has been exemplary. Scott is level headed and open with communications, what all realtors are hoping for while working with a lender. This was a smooth transaction...
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  • google
    M
    Montu R P
    Posted on December 17th, 2025 06:00 PM
    Thank you so much scott
  • Encompass
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    Gwendolyn R B
    SOMERSWORTH, NH
    Posted on December 17th, 2025 01:13 PM
    Scott's help getting us through some difficult situations
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    Evan D
    Posted on December 16th, 2025 11:33 AM
    Incredible experience with Scott Mertens. This is the third deal I've worked with him and his team on investment properties and every step was seamless. Amazing people, I'll never go anywhere else. I can't thank them enough for all the hard...
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  • Encompass
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    Evan M D
    NORTH HAMPTON, NH
    Posted on December 16th, 2025 11:30 AM
    The communication and flexibility from scott was incredible. The knowledge he had of the loan types and process was paramount!
  • Encompass
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    Ellen M L
    FARMINGTON, NH
    Posted on November 30th, 2025 08:42 PM
    The quick process of refinancin.
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    Tamara R
    Posted on November 25th, 2025 11:43 AM
    We consulted with several lenders, and Scott consistently stood out. His knowledge and guidance were exactly what we needed. As first-time homebuyers, we felt informed and supported throughout the entire process due to his clear communication...
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  • Encompass
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    Tia S R
    ROCHESTER, NH
    Posted on November 25th, 2025 11:43 AM
    We consulted with several lenders, and Scott consistently stood out. His knowledge and guidance were exactly what we needed. As first-time homebuyers, we felt informed and supported throughout the entire process due to his clear communication...
    read more
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    C
    Chris C
    Posted on November 21st, 2025 01:46 PM
    Scott and his team provide a wealth of knowledge, are detail-oriented, and demonstrate great communication skills.
  • Encompass
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    Maria W
    ELIZABETH CITY, NC
    Posted on November 17th, 2025 04:11 PM
    Responsive and he kept me in the loop on everything
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    About
    At Luminate Home Loans, our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    Construction Loan
    USDA Loans
    DSCR Loans
    Bank Statement Loans
    Mortgage Lender
    Home Renovation Loan
    Reverse Mortgage
    Cash-Out Refinances
    Non-QM
    Mortgage for Foreign Nationals
    Profit & Loss Only Mortgage
    ITIN Mortgage Loans
    Bank Statement Mortgages
    Specialities
    Mortgage Lending
    FHA Loans
    VA Loans
    Government Loans
    Purchase Loans
    Refinance Loans
    First Time Homebuyer Loans
    Conventional Loans
    View All
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    Year Started

    2003

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 32274
    Disclaimer
    Equal Housing Lender
    Luminate Bank is an Equal Housing Lender | Member FDIC
    Luminate Bank | NMLS ID #1281698
    2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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