Scott Mertens
Branch Manager NMLS# 32274
At Luminate Home Loans, our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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Everything was handled quickly and professionally and Edward kept me abreast of all requirements at all times.He and his staff were extremely efficient.
Scott and his entire team were great! Not only do I feel this way, but everyone that was a part of the purchase process had great things to say about Scott and his team. If everyone was this great to work with, customer service would be in...
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Reply from Owner
November 9th, 2016 12:00 AM
Wow!! Thank you for this fabulous review. I really appreciate you recognizing the hard work we put in. I also appreciate you relaying the sentiments our professional partners shared with you. We do our best to deliver the highest level of customer...
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We highly recommend Scott and his team of extreme professionals! They walked us right through the process with no problems at all. Always there to answer questions and always there to calm your nerves. As a small business owner, superior customer...
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Reply from Owner
October 24th, 2016 12:00 AM
Thank you so much for this great review. It was a pleasure working with you both. So happy to be a small part of these life changing moments. Not many of my borrowers get married one weekend and then close on their first home the same month!...
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Scott and his staff were great to work with, they answered all our questions and the process went very smooth. We would highly recommend Scott and his staff.
Reply from Owner
October 24th, 2016 12:00 AM
Mike, thank you for taking the time to post a review. We always strive to deliver a lower rate, lower fees or close sooner than expected. Nothing like Exceeding Expectations!
Scott and his team were extremely knowledgeable about the overall mortgage process and explained the process in a way that was easy to understand. Whenever I had questions Scott and his team always got back to me promptly. Throughout the process...
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Reply from Owner
October 24th, 2016 12:00 AM
Thank you for taking the time to post this review. We are proud of the team of professionals we have developed over the 13 years, and extremely happy when our borrowers benefit from their service and pricing.
Scott and his staff are very knowledgeable and easy to work with. I would highly recommend them! I love that the application process was automated and they made the financing process much less stressful.
We are repeat customers and have had exceptional service each time. This is a local, strong, and knowledgable team.
Great team!Fast and responsive. Walked away feeling great about our loan and purchase. Scott and his team will take care of you. I would recommend them to my family. Thanks Scott
Scott was very informative and Dillagent in going above and beyond thecall.very professional.answered all questions with respect and promptly took care of any issues that arose. I would definitely recommend him to anyone interested in obtaining...
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Scott knew his stuff. He was very helpful to us as new home buyers. Got things done efficiently. We were closing from afar, and he helped accommodate that. I would recommend him.
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About
At Luminate Home Loans, our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
USDA Loans
DSCR Loans
Bank Statement Loans
Mortgage Lender
Home Renovation Loan
Reverse Mortgage
Cash-Out Refinances
Non-QM
Mortgage for Foreign Nationals
Profit & Loss Only Mortgage
ITIN Mortgage Loans
Bank Statement Mortgages
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 32274
Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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