

Scott Mertens
Branch Manager NMLS# 32274

At Luminate Home Loans, our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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Everyone at Primary Residential were so helpful, professional and knowledgeable in the process of buying our home. They made what could be a very exhausting process very simple and organized for us. I highly recommend their company.
Scott Mertens has received a review with 5 star rating from Andrea W
Scott Mertens has received a review with 5 star rating from Craig G
Scott Mertens has received a review with 5 star rating from Steven C
Scott Mertens has received a review with 5 star rating from Sera F
My wife and I used Primary Residential to refinance our home after being in the same loan for many years. Not only did he lower our interest rate, but lowered our term, and we had an overall lower payment. I have gone through the mortgage process...
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After renting for years, I realized it was time to rethink where my money was going. I was only 24 so home ownership seemed very daunting! Scott walked me through the entire process, from what to look for in a realtor, interest rates, escrow...
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Everyone at Primary Residential were so helpful, professional and knowledgeable in the process of buying our home. They made what could be a very exhausting process very simple and organized for us. I highly recommend their company.
Scott was wonderful!! We were in a pinch and Scott made it possible for us to buy the home we loved and he made the process extremely easy and every step was explained along the way.
Everything was handled quickly and professionally and Edward kept me abreast of all requirements at all times.
He and his staff were extremely efficient.
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About
At Luminate Home Loans, our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
USDA Loans
DSCR Loans
Bank Statement Loans
Mortgage Lender
Home Renovation Loan
Reverse Mortgage
Cash-Out Refinances
Non-QM
Mortgage for Foreign Nationals
Profit & Loss Only Mortgage
ITIN Mortgage Loans
Bank Statement Mortgages
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 32274
Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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