

Scott Mertens
Branch Manager NMLS# 32274

At Luminate Home Loans, our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Scott Mertens has received a review with 5 star rating from Tom H
Scott Mertens has received a review with 5 star rating from Andrea G
Scott and his team were awesome. They are there every step of the way and answered all of our questions no matter how small. Scott has been doing this for many years and he has some great contacts. We highly recommend PRMI and Scott.
Scott was very knowledgeable and helpful, and guided us throughout the home buying process.
Scott and his team were great. From the initial meeting all the way through to closing they answered every question that I had. Scott answered calls, emails and texts. I am glad that I went with Scott and his team for my first house.
Scott Mertens has received a review with 5 star rating from Cher G
Scott Mertens has received a review with 5 star rating from Rebecca F
Amazing experience and fast process for the mortgage. Scott is the best guy to work with and always ready to answer your question and make Things happen faster. Really good experience. Thanks a lot Scott for helping us to get our dream home....
read more
After renting for years, I realized it was time to rethink where my money was going. I was only 24 so home ownership seemed very daunting! Scott walked me through the entire process, from what to look for in a realtor, interest rates, escrow...
read more
Scott Mertens has received a review with 5 star rating from Jennifer R
431–440 of 509
About
At Luminate Home Loans, our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
USDA Loans
DSCR Loans
Bank Statement Loans
Mortgage Lender
Home Renovation Loan
Reverse Mortgage
Cash-Out Refinances
Non-QM
Mortgage for Foreign Nationals
Profit & Loss Only Mortgage
ITIN Mortgage Loans
Bank Statement Mortgages
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
View All
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 32274
Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
©2025 All Rights Reserved Licensing | Privacy | Contact Us