

Scott Mertens
Branch Manager NMLS# 32274

At Luminate Home Loans, our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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Scott and team were so great at answering all of our questions and giving us quick answers so we could close the loan before the end of the month. This is our third time working with Scott and we’ve had a great experience every time!
Great service, Brittany was very helpful and communicated very well throughout the process, made things very easy, and they got me the best deal in the market. great team working with my specific situation and making the best of it for me!
It was an excellent service! no pressure at all. everyone was super friendly and professional! This was an easy experience. will recommend to anyone who is looking for great service!! Steven Crowell is the Man!!
Top notch can’t get any better! Steve Crowell one of the best!
Scott was very attentive and responded to inquiries in a timely and informative manner. He was very helpful in moving our process along!
Scott did a fabulous job to ensure the process moved smoothly and calmed me down when the sellers delayed my closing.
Scott is very knowledgeable about mortgages, but the financial markets as well.
I highly recommend him.
Scott and his team were excellent! I'm so thankful our real estate agent gave me his info..
As a first time home buyer, it was nerve wrecking and confusing to start looking for a place for financing. Scott spent his time to explain everything in detail, even before confirming that I would work with him & his company. I did not feel...
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Scott and Stacey are awesome to work as always.
Very professional and friendly always.
Easy smooth ?????????????????? of our mortgage!
Thank you
Scott and Stacey are awesome to work as always.
Very professional and friendly always.
Easy smooth 𝐫𝐞𝐟𝐢𝐧𝐚𝐧𝐜𝐞 of our mortgage!
Thank you
Reply from Owner
December 9th, 2019 06:48 PM
Rich, we always appreciate working with you and your wife. Each time we fund a loan for you, it just confirms we are doing the right thing. Creating raving fans for every loan you need. Thanks for reaching out.
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About
At Luminate Home Loans, our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
USDA Loans
DSCR Loans
Bank Statement Loans
Mortgage Lender
Home Renovation Loan
Reverse Mortgage
Cash-Out Refinances
Non-QM
Mortgage for Foreign Nationals
Profit & Loss Only Mortgage
ITIN Mortgage Loans
Bank Statement Mortgages
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 32274
Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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