Scott Mertens
Branch Manager NMLS# 32274
At Luminate Home Loans, our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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Scott and Stacey are awesome to work as always.
Very professional and friendly always.
Easy smooth ?????????????????? of our mortgage!
Thank you
What an amazing experience using PRMI. They were very professional and made refinancing my home worry free. I would definitely recommend them and use them again
Scott was a pleasure to work with right from the start. He communicated several ways to boost my credit score in turn lowering our interest rate. 10/10 would recommend to others.
Scott Mertens and his team were very efficient, proactive and very professional. This is my second mortgage with them and will continue to use them in the future.
I can't thank Scott, Stacey and the whole team at PRMI enough for all of their help while I was buying my new home. I can't believe how smooth from start to finish the whole process was with them. I will definitely recommend friends and family...
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Friendly and patience. Staff was reliable and explained the process each step of the way. Highly recommended!
Steve is a great representative to work with... very informative, and keeps you up to speed every step of the way.
Fantastic company, fast and efficient, highly recommend!
Brittany was AMAZING throughout the entire home-buying process. She made sure that as we went through each step, we felt comfortable with what was going on and knew exactly what we needed to do. When it came time to talk about money and financial...
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Scott was on top of things every step of the way. I recommend him and his group to anyone in need of a mortgage
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About
At Luminate Home Loans, our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
USDA Loans
DSCR Loans
Bank Statement Loans
Mortgage Lender
Home Renovation Loan
Reverse Mortgage
Cash-Out Refinances
Non-QM
Mortgage for Foreign Nationals
Profit & Loss Only Mortgage
ITIN Mortgage Loans
Bank Statement Mortgages
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 32274
Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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