

Scott Mertens
Branch Manager NMLS# 32274

At Luminate Home Loans, our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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Scott and the team here were amazing. Extremely professional and responsive.
Scott and his team are the best in the business!!! Knowledgeable, great communication skills, and extremely efficient. Over the years I’ve worked with Scott and his team on several new purchases and refinances and he’s managed them all FLAWLESSLY....
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Scott Mertens has received a review with 5 star rating from Abbey P
This was the smoothest closing I've had. Scott was extremely helpful in all aspects. He answered all questions, provided timely follow up and completed a careful review of my settlement statement. I highly recommend him.
This was the smoothest closing I've had. Scott was extremely helpful in all aspects. He answered all questions, provided timely follow up and completed a careful review of my settlement statement. I highly recommend him.
This was the smoothest closing I've had. Scott was extremely helpful in all aspects. He answered all questions, provided timely follow up and completed a careful review of my settlement statement. I highly recommend him.
Scott and his team are knowledgeable, easy to work with, and always put me, the consumer, first. Thank you, Scott and Leader1, for helping us land our forever home.
Scott Mertens has received a review with 5 star rating from Anthony D
As a self employed person, even though I own several properties, the mortgage process can be long and frustrating. Scott worked through all issues with respect and advice to a successful purchase. Highly recommended.
As a self-employed person qualifying for mortgages is frequently complicated but Scott made it as smooth as possible. When complications came up, he explained them clearly and we were able to answer questions and complete a successful loan...
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About
At Luminate Home Loans, our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
USDA Loans
DSCR Loans
Bank Statement Loans
Mortgage Lender
Home Renovation Loan
Reverse Mortgage
Cash-Out Refinances
Non-QM
Mortgage for Foreign Nationals
Profit & Loss Only Mortgage
ITIN Mortgage Loans
Bank Statement Mortgages
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 32274
Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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