Scott Mertens
Branch Manager NMLS# 32274
At Luminate Home Loans, our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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I have had the opportunity to work with Brittany on multiple occasions and am always impressed with the outstanding level of service she provides. She is knowledgeable and transparent and is a pleasure to work with. She takes the time to help...
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Scott Mertens has received a review with 5 star rating from Tamber M
Steve Crowell was amazing!!! Always right there to answer any questions anytime. Everything went very smoothly! Would certainly use again and highly recommend.
I was referred to Scott from a real estate agent. He took my initial call but then it was impossible to get him back on the phone. He would text and say he would call within a set amount of time and then never get back to me. I decided to go...
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Reply from Owner
July 24th, 2020 02:33 PM
Hello Mark, thank you for taking the time to review us. While I wish the experience was better, I understand your frustration. As lenders we are working through an extreme amount of volume. While I try to get back to all applicants in a timely...
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I’ve worked with Steve Crowell at Leader One for 3 mortgages and the experience has been amazing. I highly recommend Steve and Scott at Leader One. Thank you for another great experience.
Everything went really smooth Scott is always there to answer your questions and if he’s not he gets right back to you, Great job thank you so much.
A painless experience!
Make the call, you wont regret it.
Thank you to Scott and his whole staff for all their efforts!
Rex and Michelle G.
Scott and his team are the best in the business!!! Knowledgeable, great communication skills, and extremely efficient. Over the years I’ve worked with Scott and his team on several new purchases and refinances and he’s managed them all FLAWLESSLY....
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Scott Mertens and his team are the best in the business!!! Knowledgeable, great communication skills, and extremely efficient. Over the years I’ve worked with Scott on two new purchases and several refinances. Every time he managed them all...
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Scott and his team are the best in the business!!! Knowledgeable, great communication skills, and extremely efficient. Over the years I’ve worked with Scott and his team on several new purchases and refinances and he’s managed them all FLAWLESSLY....
read more
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About
At Luminate Home Loans, our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
USDA Loans
DSCR Loans
Bank Statement Loans
Mortgage Lender
Home Renovation Loan
Reverse Mortgage
Cash-Out Refinances
Non-QM
Mortgage for Foreign Nationals
Profit & Loss Only Mortgage
ITIN Mortgage Loans
Bank Statement Mortgages
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 32274
Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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