

Scott Mertens
Branch Manager NMLS# 32274

At Luminate Home Loans, our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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Scott was extremely knowledgeable and helpful. I'm usually a low-maintenance kind of client, but I definitely wasn't as a first time home buyer. Scott hooked me up with absolutely everything I needed
Scott was extremely knowledgeable and helpful. I'm usually a low-maintenance kind of client, but I definitely wasn't as a first time home buyer. Scott hooked me up with absolutely everything I needed
Very smooth communication and willingness to make the deal happen!
Scott lead me to get a totally different type of mortgage that will really get me the best short and long term outcomes.
Reply from Scott Mertens
March 6th, 2024 05:49 PM
I'm thrilled to hear that Scott Mertens was able to guide you in securing a mortgage that best suits your immediate and future needs. Here at Luminate Home Loans, we aim to provide excellent service tailored to each customer's unique circumstances....
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Professional, prompt and helpful all along the way.
Scott made everything clear and understandable through the entire process. He went above and beyond to help ensure I received the best mortgage rate that fit my budget and needs. I will definitely be using Scott again in my future investments....
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Reply from Scott Mertens
March 6th, 2024 05:51 PM
Thank you for your positive review, Justin. We're delighted to hear that Scott Mertens provided you with top-notch service. At Luminate Home Loans, we aim to make the mortgage process as clear and straightforward as possible and we're thrilled...
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Very knowledgeable
Always available to answer my questions
Scott was amazing! We always felt informed and there were no problems. Offer on 6/5 - closed on 6/30 , Amazing!
Scott was always available for questions. Thoroughly explained everything throughout the process
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About
At Luminate Home Loans, our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
USDA Loans
DSCR Loans
Bank Statement Loans
Mortgage Lender
Home Renovation Loan
Reverse Mortgage
Cash-Out Refinances
Non-QM
Mortgage for Foreign Nationals
Profit & Loss Only Mortgage
ITIN Mortgage Loans
Bank Statement Mortgages
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 32274
Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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