

Scott Mertens
Branch Manager NMLS# 32274

At Luminate Home Loans, our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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Scott Mertens has received a review with 4 star rating from Ernie P
Scott was great to work with.
The personalized assistance especially in this difficult market. We could get a hold of him at any point with questions or if we need a pre approval letter. I never want to work with another lender.
Scott was helpful in explaining all the costs related to closing, and was able to help close earlier than expected. Which was nice, as it allowed me to use the weekend to move my stuff into the house. Overall great experience.
Scott was very communicative and quick to respond. He was very supportive and helped me to explore many avenues of homeownership. I really appreciated his time. Ultimately I decided not to go with Luminate but I know if you do, you're in good...
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Scott Mertens is the one of the best mortgage lenders I have ever worked with. He gets the job done and is upfront with my buyers at the start of the process. I highly recommend him.
Clear communication through out the loan process.
Great communication and easy to work with.
Scott was incredible throughout the entire process, at every single level. He worked tirelessly every single day to make sure we could get the loan we needed. He was on top of every development and explained everything to us very thoroughly....
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Reply from Scott Mertens
March 6th, 2024 05:48 PM
We appreciate your glowing review of Scott Mertens and the team at Luminate Home Loans. It's wonderful to know that Scott's tireless efforts and thorough communication made your loan process a positive one. Your satisfaction is our priority...
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He is very knowledgeable and helped us every step of the way with this process! Made everything that was hard to understand, understandable 😊 We can't thank him enough for everything he's done for us! 😊
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About
At Luminate Home Loans, our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
USDA Loans
DSCR Loans
Bank Statement Loans
Mortgage Lender
Home Renovation Loan
Reverse Mortgage
Cash-Out Refinances
Non-QM
Mortgage for Foreign Nationals
Profit & Loss Only Mortgage
ITIN Mortgage Loans
Bank Statement Mortgages
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 32274
Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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