

Scott Mertens
Branch Manager NMLS# 32274

At Luminate Home Loans, our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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Scott took care of all the details promptly and was responsive to all our questions and concerns.
Scott was patient and had a great team working with him!
Very informative and walked us through every step as it was our first time buying!
We love working with Scott! His professional yet personal personality along with the ability to communicate with him quickly makes a stressful situation easy. Thank you, Scott!
Scott was great to work with and everyone on the team was as well. This was an all-around pleasant experience that I would HIGHLY recommend to anyone. Scott and his team are the best.
Scott was professional, diligent, and extremely knowledgeable. He is a pleasure to work with and will be our go to lender in the future.
Scott is awesome, extremely helpful!
Scott was very helpful with any questions we had and we had a lot easy to talk to and really knows what he is doing we would highly recommend him to anyone looking for a home thank you again scott
Scott is great!!
Scott was knowledgeable, professional and
responsive. Also very personable, making
our interactions comfortable.
211–220 of 509
About
At Luminate Home Loans, our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
USDA Loans
DSCR Loans
Bank Statement Loans
Mortgage Lender
Home Renovation Loan
Reverse Mortgage
Cash-Out Refinances
Non-QM
Mortgage for Foreign Nationals
Profit & Loss Only Mortgage
ITIN Mortgage Loans
Bank Statement Mortgages
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 32274
Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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