Scott Mertens
Branch Manager NMLS# 32274
At Luminate Home Loans, our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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I had so many obstacles and Scott talked me off a ledge more than once or twice. He even called me while on vacation with his family. Now I consider him part of my family. 🥰
Scott was thorough and engaging-very professional.
Scott was very helpful throughout the entire process. As a first time home buyer, he guided us through complicated parts and made me feel confident.
Scott was incredibly knowledgeable and communicative through the whole process.
Scott Mertens has received a review with 5 star rating from BetsyRose G
Made everything very easy! Even asked them to move up the closing date 10 days early and they still made it happen!
We had a lot of complicated scenarios with assets and inheritance and Scott went above and beyond to help us sort through everything and get us into our forever home!
Scott was very responsive and made the hectic process of home buying less stressful! He took the time to understand my goals and walked me through each step of the financing process. The app was a bonus—easy to keep things on track no matter...
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Scott and his team are true professionals. They made the process easy and communicated with us every step.
Top notch team and professionals!!
Scott and his entire team were phenomenal. He clearly communicated with me throughout every step of the process. I never had to wonder where we stood. He made the impossible POSSIBLE. This by far was the best loan I have ever closed. Scott...
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About
At Luminate Home Loans, our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
USDA Loans
DSCR Loans
Bank Statement Loans
Mortgage Lender
Home Renovation Loan
Reverse Mortgage
Cash-Out Refinances
Non-QM
Mortgage for Foreign Nationals
Profit & Loss Only Mortgage
ITIN Mortgage Loans
Bank Statement Mortgages
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 32274
Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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