

Scott Mertens
Branch Manager NMLS# 32274

At Luminate Home Loans, our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Amazing experience with luminate home loans. They made the process so easy and explained everything every step of the way. Scott went above and beyond to help us get into our first home.
We feel Scott went above and beyond to help us get into our new home. He answered all our questions and help us understand things that others couldn’t.
Great advice, easy to deal with throughout the process.
Scott explained everything to me in a very palatable way. I felt respected and well informed along the way.
Scott Mertens has received a review with 5 star rating from Kim L
One word, Stacey. She was amazing throughout the entire process. Knowing nothing she was pivotal in making informed decisions on a huge life step. I could NOT have done it without her.
Scott Mertens has received a review with 5 star rating from Kim L H
Scott and team are very responsive. They made the transition from living off grid to buying an on grid home extremely easy.
Thank you for all your help!
He was very fast easy and very responsive to any questions we had great guy and to the point will be recommending him in to anyone I know that is buying
Scott is what every first time buyer needs! Very informative and takes the time to go over all details of the process, no matter how busy he is! Couldn’t have asked for a better experience!
171–180 of 509
About
At Luminate Home Loans, our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
USDA Loans
DSCR Loans
Bank Statement Loans
Mortgage Lender
Home Renovation Loan
Reverse Mortgage
Cash-Out Refinances
Non-QM
Mortgage for Foreign Nationals
Profit & Loss Only Mortgage
ITIN Mortgage Loans
Bank Statement Mortgages
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
View All
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 32274
Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
©2025 All Rights Reserved Licensing | Privacy | Contact Us