

Scott Mertens
Branch Manager NMLS# 32274

At Luminate Home Loans, our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Scott went above and beyond to make sure everything was all set for the closing, in spite of slow responses from the seller. He also did his best to find a low rate for me.
Scott Mertens has received a review with 5 star rating from Mark B
Reply from Owner
January 12th, 2024 06:10 PM
Thank you Mark!
Scott and his team are amazing team to work with . Whenever something came up Scott was right on top of it . If he was out his team members stepped in took care of the situation. If you are looking for go getter that will work very hard for...
read more
First time homebuyer, Scott and Luminate Home Loans made the transaction smooth as possible. Walked me every step of the way to purchase the home I grew up in. Will definitely recommend this place to anyone that’s looking to purchase a home....
read more
Reply from Owner
January 12th, 2024 06:11 PM
It was a pleasure to work with you!
Amazing customer service, walked step by step on the process I needed in order to purchase a home. Didn’t forced or pushed me to do anything I didn’t want to do. Will definitely recommend to anyone to come to Scott. Thank you so much!
We had amazing response times and felt like Scott was always there for us and our questions!
Scott and his team did an excellent job considering our personal situation, at every low he had the knowledge and experience to work through the situation for positive results and we closed on time, thank you for all your hard work.
Scott and his team did an excellent job considering our personal situation, at every low he had the knowledge and experience to work through the situation for positive results and we closed on time, thank you for all your hard work.
It went fairly smoothly
Everyone was friendly and got back to us with questions they couldn't answer right away.
161–170 of 509
About
At Luminate Home Loans, our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
USDA Loans
DSCR Loans
Bank Statement Loans
Mortgage Lender
Home Renovation Loan
Reverse Mortgage
Cash-Out Refinances
Non-QM
Mortgage for Foreign Nationals
Profit & Loss Only Mortgage
ITIN Mortgage Loans
Bank Statement Mortgages
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
View All
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 32274
Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
©2025 All Rights Reserved Licensing | Privacy | Contact Us