

Scott Mertens
Branch Manager NMLS# 32274

At Luminate Home Loans, our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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Scott was amazing! Jumping in when he did, worked with us through the whole process! We can't that you enough!!
Reply from Scott Mertens
March 6th, 2024 05:52 PM
I'm glad to hear that you had such a positive experience with Scott at Luminate Home Loans. It's always rewarding to hear when our team members go above and beyond to assist our valued customers. Your satisfaction is our top priority and Scott...
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Scott and his team are very professional! Highly recommended!
Reply from Owner
March 6th, 2024 05:55 PM
Thank you for your fantastic review, Jay! We're thrilled to hear that you had such a positive experience with Scott Mertens and the team here at Luminate Home Loans. Your recommendation is the highest compliment we could receive. We truly appreciate...
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Scott made the whole experience very easy and uncomfortable. Very professional and highly recommended!
Scott exceeded my expectations!
I’ve worked with Scott for over a decade. He’s one of my preferred partners. He always does a great job with communication and educating our clients.
Always happy to refer him.
Reply from Scott Mertens
March 6th, 2024 05:57 PM
Thank you for taking the time to share your positive experiences with Scott at Luminate Home Loans. It's wonderful to hear that his reliable communication and dedication to client education have made a significant difference in your interactions...
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Fantastic experience!
Scott Mertens has received a review with 5 star rating from Linda C
Reply from Owner
January 12th, 2024 06:10 PM
Thank you Linda!
Whole transaction was totally explained to me and was always made sure I understood everything. No stress in purchasing my home. Smooth transition from beginning to end.
Scott and team were always available and super helpful. Already recommended their services to another family member looking for a loan.
Scott was always truffle and went out for his way too help.
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About
At Luminate Home Loans, our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
USDA Loans
DSCR Loans
Bank Statement Loans
Mortgage Lender
Home Renovation Loan
Reverse Mortgage
Cash-Out Refinances
Non-QM
Mortgage for Foreign Nationals
Profit & Loss Only Mortgage
ITIN Mortgage Loans
Bank Statement Mortgages
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 32274
Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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