

Scott Mertens
Branch Manager NMLS# 32274

At Luminate Home Loans, our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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Scott continued to work with us while he was out of the country on vacation in order to have our buyers ready to close!
Scotts was extremely knowledgeable about ways to help us reach our goals. He followed through on every commitment made and maintained a high level of communication throughout the proces. We are fortunate to have found Scott and look forward...
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Scott was amazing to work with! He provided the highest level of support and communication through the entire process of obtaining a mortgage and closing on my home. Scott thoroughly explained every step of the process and made my homeownership...
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Scott was a great communicator throughout the whole process. He explained every step of the way and was open to any and all of our questions. Thanks to his help and others we are first time home buyers!!
Scott was always in touch with updates through-out the process. He kept us fully informed.
Scott Mertens has received a review with 5 star rating from Nicolicin H
Very clear explanation of the entire package and availability to answer questions at any time.
We felt from the first meeting until the process ended that we can trust Scott's advices.
Scott’s knowledge, communication, and timeliness made this home buying process straight forward and simple. We appreciated his level of service and patience with us while we navigated through loan options. Scott, thank you!
Scott Mertens has received a review with 5 star rating from Toni H
Personal attention, clear & consistent communication, timely & appropriate responses
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About
At Luminate Home Loans, our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
USDA Loans
DSCR Loans
Bank Statement Loans
Mortgage Lender
Home Renovation Loan
Reverse Mortgage
Cash-Out Refinances
Non-QM
Mortgage for Foreign Nationals
Profit & Loss Only Mortgage
ITIN Mortgage Loans
Bank Statement Mortgages
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 32274
Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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