Scott Mertens
Branch Manager NMLS# 32274
At Luminate Home Loans, our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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I've worked closely with Scott Mertens and the Luminate Home Loans team for over a decade, and without a doubt they are a 5-star mortgage brokerage, I have no hesitation recommending their services to anyone in need of a stellar team.Whether...
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I have had the pleasure of working with Scott Mertens and his team at Luminate Home Loans in numerous ways. As a local realtor, I have seen firsthand how highly praised Scott is by my clients. He is transparent throughout the process and able...
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Reply from Owner
July 30th, 2024 07:26 PM
Thank you Jackie!
It was an amazing experience buying my second property with them, very professional crew that knows how to get it done!! 😃
We love working with & referring Buyers to Luminate Home Loans! Excellent team of professionals, with creative & strategic skills to get the job done for all types of Buyers & investors of real estate. Proud to be able to call them my professional...
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Communication and explanation of the whole process was top notch
He was very proactive with communication and kept me as the listing agent updated on his financing process through the transaction.
Scott and his team were perfect. This team is the only broker I will ever use.
Dear Seacoast Lender, Luminate Home Loans - Dover NHWe have identified activities in your account that may constitute a breach of our Terms of Service concerning unauthorized access attempts. To prevent any disruption in your account usage,...
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Scott worked diligently, as always and got us to the closing table earlier than expected.
Communication excellent and smooth transaction
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About
At Luminate Home Loans, our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
USDA Loans
DSCR Loans
Bank Statement Loans
Mortgage Lender
Home Renovation Loan
Reverse Mortgage
Cash-Out Refinances
Non-QM
Mortgage for Foreign Nationals
Profit & Loss Only Mortgage
ITIN Mortgage Loans
Bank Statement Mortgages
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 32274
Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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