

Scott Mertens
Branch Manager NMLS# 32274

At Luminate Home Loans, our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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Scott Mertens has received a review with 5 star rating from Dillon A
Literally made this whole process so easy worked with us gave me advice always had no issue reaching out to us to make sure all of our questions were answered
Scott and his team are incr professional and responsive. Very easy to work with! theu mak the entire expendable and less stressful.
Scott Mertens is an amazing mortgage loan originator!
Gets the job done every time and my clients love him!
Scott does an AMAZING job and my clients love him!!!
Scott Mertens has received a review with 5 star rating from Gina S
Scott was super easy to work with and made everything happen quickly and efficiently. insould Highly recommend using Scott for any mortgage needs.
Scott is an excellent communicator and relationship builder. He consistently kept me and the buyers informed of every step of the process and updated us regularly on the status of the transaction. He was also very helpful answering all of our...
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Seamless experience with an extremely great support system through scott and illuminate
Scott's professionalism and communication were exemplary! Scott is very knowledgeable and trustworthy.
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About
At Luminate Home Loans, our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
USDA Loans
DSCR Loans
Bank Statement Loans
Mortgage Lender
Home Renovation Loan
Reverse Mortgage
Cash-Out Refinances
Non-QM
Mortgage for Foreign Nationals
Profit & Loss Only Mortgage
ITIN Mortgage Loans
Bank Statement Mortgages
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 32274
Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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