

Scott Mertens
Branch Manager NMLS# 32274

At Luminate Home Loans, our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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Scott works hard for his clients. My buyers have had circumstances come up that another lender would have just walked away from. He is a problem solver and a great communicator to agents and his clients.
Scott Mertens has received a review with 5 star rating from Dawn D
Scott made us felt very comfortable throughout the process and was extremely helpful in navigating the various issues that came up with ease.
Very fast and efficient and closed a conventional loan in only 9 days. It was amazing. Professional and very easy to reach anytime. Luminate is a great company and is committed to excellent customer service. Scott did a fantastic job!
Scott is super friendly and was available at all times to answer questions and give us updates. Also very smart with money and investments. He will be our go -to loan and equity resource from now on!
Scott, Stacey and team were an absolute lifesaver throughout our entire mortgage process! Scott was incredibly knowledgeable, always available to answer my (many) questions, and went above and beyond for us. We felt supported and informed every...
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Scott's ability to think outsdie the box and makes sure each client gets their own individual care they need is what makes him stand out from the others. Alsways a great expierence!
Meaghan D.
Scott always communicated with everyone involved. Also, pursued a difficult loan requirement with his diligence & expertise.
Scott Mertens has received a review with 5 star rating from Susan M
Scott was very attentive and super communicative throughout the whole process!!
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About
At Luminate Home Loans, our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
USDA Loans
DSCR Loans
Bank Statement Loans
Mortgage Lender
Home Renovation Loan
Reverse Mortgage
Cash-Out Refinances
Non-QM
Mortgage for Foreign Nationals
Profit & Loss Only Mortgage
ITIN Mortgage Loans
Bank Statement Mortgages
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 32274
Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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