Scott Gilman
Loan Officer
Golden Empire Mortgage, Inc. is a privately held, full-scale mortgage banker with more than 75 retail branches throughout California, Arizona, Oregon and Washington. Family owned, GEM Mortgage division, offers a wide array of mortgage produ... Show More
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Scott is fantastic and knowledgeable. Hes helped us with our initial loan and refi. High recommend!
Reply from Scott Gilman
March 21st, 2026 05:24 PM
I'm grateful for your kind words, David. It's great to know that I've been able to assist you both with your initial loan and the refinancing process. Your recommendation means a lot to me. If there's anything more you need or want to discuss,...
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Scott was amazing . He answered all my questions and was on top of all. Thank you Scott and Al
Reply from Scott Gilman
March 13th, 2026 12:48 AM
Thank you Kathryn, I appreciate the kind words. It's relationships like yours that keep me going strong, 38 years and counting. I love my job and love what i do ;)
quick responses by Scott
Reply from Scott Gilman
March 6th, 2026 05:19 PM
Thank you so much, its friends and customers like you why I love my job.
Years of great service and trust in Scott and Alan.
Reply from Scott Gilman
February 26th, 2026 05:17 PM
Thank you for your trust and support over the years, Richard. It's rewarding to know that both Alan and I have been able to serve you well throughout the process. If there's anything more I can assist you with, please feel free to contact me....
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Scott was a very honest person from the beginning to the end of refinancing our mortgage loan; for, nowadays in real estate financing that isn't easy to find in the industry.
Sincerely,
Mark Hunter
Reply from Scott Gilman
February 17th, 2026 03:36 PM
I value your kind words, Mark. Honesty and transparency are key elements I strive to uphold throughout the refinancing process. I'm glad you appreciated this approach. If there's anything else you need or wish to discuss in the future, please...
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Scott Is always available. Great communication. His team is very helpful with getting last minute documents to underwriting. Couldn't ask for a better process.
Reply from Scott Gilman
February 16th, 2026 05:25 PM
I appreciate your feedback, Carol. Being available and maintaining good communication is important to me, and I'm pleased that my team could assist with the necessary documentation efficiently. If you have any more questions or need further...
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Scott and Alan are not just consummate professionals but make the process so smooth and seem so effortless, I did not have single stressful moment... just fantastic to work with!
Reply from Scott Gilman
February 16th, 2026 03:11 PM
It's great to hear that the process felt smooth and stress-free for you, SREESCANDA. I take pride in making sure that everything runs effortlessly along with Alan. If you ever have any more questions or need assistance in the future, don't...
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Scott and Alan made the escrow process so seemless and fast. it was one of the easiest escrows we've had and we're so grateful for their constant communication and updates.
Reply from Scott Gilman
February 12th, 2026 04:37 PM
I'm glad to hear that you found the escrow process smooth and efficient, Angela. I'm pleased that Alan and I could provide consistent communication and timely updates. If there's anything more you need or any questions that arise, feel free...
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Always on top of everything and easy to communicate with
Reply from Scott Gilman
February 12th, 2026 02:19 PM
Thank you for sharing your experience, Andrew. Staying on top of everything and maintaining an easy line of communication are priorities I strive to uphold. I'm glad this resonated with your experience. If there's ever anything more I can do...
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Great communication
Reply from Scott Gilman
January 29th, 2026 03:58 PM
Hi Jillene and Charlie, Thank you for trusting me with the refinancing of your Tennessee home. It's a pleasure to work with you again :)
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About
Golden Empire Mortgage, Inc. is a privately held, full-scale mortgage banker with more than 75 retail branches throughout California, Arizona, Oregon and Washington. Family owned, GEM Mortgage division, offers a wide array of mortgage products with a focus on quality, compliance, and unmatched customer service. In 2016, the company is on track to fund in excess of $2 billion in mortgages and for each of the past four years has been recognized as one of the Top Mortgage Bankers in America and 50 Best Companies to work for by Mortgage Executive Magazine. Golden Empire Mortgage was founded in 1987 and is based in Bakersfield, California.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
Jumbo Loans
FHA/VA
Alt-A Bank Statement Loans
Self Employed Borrowers
Down PaymentAssistance
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Positions
- GEM Golden Empire Mortgage - Producing Branch ManagerMar 1st, 2024 - Current
Memberships
- Board Of Realtors
Addresses and Serving Areas
Primary Serving Area
Year Started
1990
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS
Achievements
- Top 1% mortgage originator's
Hobbies
- Golf, Travel, spending time with family