

Scott Gilman
Loan Officer

Golden Empire Mortgage, Inc. is a privately held, full-scale mortgage banker with more than 75 retail branches throughout California, Arizona, Oregon and Washington. Family owned, GEM Mortgage division, offers a wide array of mortgage produ... Show More
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Reviews from Web
As a fist time homebuyer, you all really helped me understand each step in the process!
Reply from Scott Gilman
January 26th, 2026 02:37 PM
I'm glad to know that I could assist you through every step of your first homebuying experience, Cole. Understanding the process is crucial, and I'm happy you felt supported along the way. Should you have any more questions or need further...
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scott and his team made the refinance very easy and took care of everything very professionally. We were extremly happy with his level of service
Reply from Scott Gilman
January 25th, 2026 02:07 PM
I'm grateful for your kind words, Charles. Making the refinance process easy and handling everything with professionalism is always my goal. I'm pleased to hear you were very happy with the service. If there's anything else you need or questions...
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Communication fast and clear
Reply from Scott Gilman
January 12th, 2026 03:15 PM
I'm pleased to hear that the communication was both fast and clear, Megan. It's important to me that you felt informed throughout the process. If you have any more questions or need assistance in the future, don't hesitate to reach out.
Scott and the team stayed on top of things and moved the process along well.
Reply from Scott Gilman
January 11th, 2026 05:26 PM
I'm glad to hear that the process went smoothly and that everything stayed on track, Olga. It's important to me to ensure everything moves along efficiently. If there's anything else you need or if you have further questions, please feel free...
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Quick responses, explained any questions and uncertainties I had, and kept the entire process smooth and on time
Reply from Scott Gilman
January 9th, 2026 02:13 PM
I appreciate your feedback, Kyle. Keeping the process smooth and timely is a priority for me, and I'm glad to hear that my responses and explanations were helpful. If there are any more questions or if you need further assistance in the future,...
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Scott had great communication and advice. This was my first time buying a home and he really helped by walking me through the lending process.
Reply from Scott Gilman
December 29th, 2025 04:13 PM
It's wonderful to know that my communication and advice were helpful during your first home purchase, Ashton. Guiding you through the lending process is something I take seriously to ensure you feel informed and supported. If you have any more...
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Very thorough and prompt communicatio!
Reply from Scott Gilman
November 6th, 2025 04:04 PM
I'm pleased to hear that you found the communication thorough and prompt, Nicholas. It's always my goal to provide clear and timely updates. If you have any further questions or need additional assistance, please feel free to reach out.
Scott has been a lifesaver for both of our home purchases. He is so patient when I have some crazy ideas or questions that I don't understand. He wa able to settle my nerves dueing the buying and selling process over and over again. We even...
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Reply from Scott Gilman
November 3rd, 2025 07:07 PM
I'm genuinely glad to have been able to support you through both of your home purchases, Jennifer. It's important to me that you feel comfortable asking any questions or exploring ideas during such significant decisions. Assisting you and your...
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Scott was clear in his communication and proactive in his follow-up. He was readily available whenever we had questions and understanding of my work schedule.
Reply from Scott Gilman
November 1st, 2025 08:55 PM
I'm glad to know that my communication and availability met your needs, Ashley. I always aim to be proactive and accommodating, especially considering busy schedules. If you have any more questions or need further assistance, please don't hesitate...
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Scott's communication and the entire team he is surr by.
Reply from Scott Gilman
October 25th, 2025 07:50 PM
Thank you for your kind words, Aaron. It means a lot to hear that you appreciated the communication throughout the refinancing process. If there's anything more you need or any questions arise in the future, I'm here to help.
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About
Golden Empire Mortgage, Inc. is a privately held, full-scale mortgage banker with more than 75 retail branches throughout California, Arizona, Oregon and Washington. Family owned, GEM Mortgage division, offers a wide array of mortgage products with a focus on quality, compliance, and unmatched customer service. In 2016, the company is on track to fund in excess of $2 billion in mortgages and for each of the past four years has been recognized as one of the Top Mortgage Bankers in America and 50 Best Companies to work for by Mortgage Executive Magazine. Golden Empire Mortgage was founded in 1987 and is based in Bakersfield, California.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
Jumbo Loans
FHA/VA
Alt-A Bank Statement Loans
Self Employed Borrowers
Down PaymentAssistance
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Positions
- GEM Golden Empire Mortgage - Producing Branch ManagerMar 1st, 2024 - Current
Memberships
- Board Of Realtors
Addresses and Serving Areas
Primary Serving Area
Year Started
1990
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS
Achievements
- Top 1% mortgage originator's
Hobbies
- Golf, Travel, spending time with family