Scott Gilman
Loan Officer
Golden Empire Mortgage, Inc. is a privately held, full-scale mortgage banker with more than 75 retail branches throughout California, Arizona, Oregon and Washington. Family owned, GEM Mortgage division, offers a wide array of mortgage produ... Show More
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Reviews from Web
Scott walked me through the entire lending process from start to finish. He was available to take my calls and answer my questions at all times of the day and night!
Reply from Scott Gilman
May 10th, 2026 01:44 PM
I'm glad to hear that you felt supported throughout the entire lending process, Kyle. Your feedback about my availability and dedication is truly appreciated. If you have any more questions or need assistance in the future, feel free to reach...
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Scott was amazing and helpful and always made us feel comfortable with the whole process. He was so patient with us with all of our phone calls with questions about things and never once made us feel like we were bothering him. Really great...
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Reply from Scott Gilman
May 7th, 2026 01:18 PM
I'm thankful for your kind words, Stephanie. I'm pleased to hear that you felt comfortable and supported throughout the process. It was truly a pleasure working with you, and I'm here if you have any more questions or need help in the future....
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Good communications
Reply from Scott Gilman
May 3rd, 2026 03:09 PM
Thanks for highlighting the good communication, James. I appreciate your feedback and am here if you have any further questions or need assistance in the future.
Scott goes above and beyond to deliver the best experience possible!
Reply from Scott Gilman
April 20th, 2026 02:44 PM
Thank you for your kind words, Madeline. I'm grateful to know that you felt I went above and beyond in delivering a positive experience. If there's anything else you need in the future, please don't hesitate to reach out.
Scott and Al are great!
Reply from Scott Gilman
April 13th, 2026 07:07 PM
I'm glad to hear you had a great experience, Wayne. It was a pleasure working with you on your refinance. If you have any more questions or need assistance in the future, feel free to reach out.
It was quick and easy!
Reply from Scott Gilman
April 13th, 2026 02:25 PM
I'm pleased to hear that the process was quick and easy for you, Julie. If you have any more questions or need further assistance in the future, feel free to reach out.
Scott and Al were extremely pleasurable , knowledgeable, and kind. Absolute pleasure to work with.
Reply from Scott Gilman
April 4th, 2026 06:16 PM
I'm delighted to hear that you had a positive experience, Kevin. It was a pleasure working with you as well, and I'm glad our knowledge and kindness made your process enjoyable. If you have any further questions or needs in the future, please...
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We have worked with Scott for decades, on properties in CA and other States! His knowledge, wisdom, and professionalism is always consistent and unmatched . We simply won't work with anyone else.
Reply from Scott Gilman
March 28th, 2026 02:52 PM
Thank you, Robert. I truly appreciate your loyalty and trust over the years. It's always my goal to offer consistent and professional service, and your words affirm that commitment. If there's anything further I can assist with or if you have...
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returned calls timely, always friendly, quick and easy refi!
Reply from Scott Gilman
March 22nd, 2026 03:12 PM
I'm glad you found the refinancing process quick and easy, Wendy. It's important to me to be responsive and friendly, so I'm pleased to hear that reflected in your experience. If there's anything more you'd like to discuss or need assistance...
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Super easy to work with! very clear instructions and straightforward answers to our question.
Reply from Scott Gilman
March 22nd, 2026 02:24 PM
Rachel, I appreciate your feedback. I'm pleased to hear that you found the refinancing process clear and straightforward. Providing clear instructions and answers is important to me. If there's anything further you'd like to discuss or any...
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About
Golden Empire Mortgage, Inc. is a privately held, full-scale mortgage banker with more than 75 retail branches throughout California, Arizona, Oregon and Washington. Family owned, GEM Mortgage division, offers a wide array of mortgage products with a focus on quality, compliance, and unmatched customer service. In 2016, the company is on track to fund in excess of $2 billion in mortgages and for each of the past four years has been recognized as one of the Top Mortgage Bankers in America and 50 Best Companies to work for by Mortgage Executive Magazine. Golden Empire Mortgage was founded in 1987 and is based in Bakersfield, California.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
Jumbo Loans
FHA/VA
Alt-A Bank Statement Loans
Self Employed Borrowers
Down PaymentAssistance
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Positions
- GEM Golden Empire Mortgage - Producing Branch ManagerMar 1st, 2024 - Current
Memberships
- Board Of Realtors
Addresses and Serving Areas
Primary Serving Area
Year Started
1990
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS
Achievements
- Top 1% mortgage originator's
Hobbies
- Golf, Travel, spending time with family