Scott Edwards
Loan Officer | NMLS# 1097143
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Reviews from Web
I don't think anyone else could have gotten us this house. Thank you!
Reply from Scott Edwards
December 8th, 2025 09:49 PM
This is definitely one I will remember and one I couldn't be more excited for you and your family. Myself and my team played a role, however your organization and quick responses made it possible. I'm thrilled to hear that you're pleased with...
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Scott is Amazing! He totally saved the day for us!! His knowledge, quick and innovative thinking is unmatched. He is so kind and patient. He takes the time to explain the entire loan process. My Clients and I are very pleased. He also makes...
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Reply from Owner
September 8th, 2024 07:26 PM
Hi Geneva, thank you for posting your positive review. Our team here at PRMG is committed to providing high-quality customer service, and we’re thrilled to hear that we made a good impression on you. We hope you will visit us again soon.
Scott Edwards has received a review with 5 star rating from Marcus R
Reply from Owner
September 7th, 2024 08:28 PM
Hi Marcus! Thank you for sharing your positive rating! We're happy to know that you've had a great experience with us and look forward to your next visit.
Scott Edwards has received a review with 5 star rating from Marcus R
Reply from Owner
September 7th, 2024 08:28 PM
Hi Marcus! Thank you for sharing your positive rating! We're happy to know that you've had a great experience with us and look forward to your next visit.
Scott and the team are Great! They all worked hard on our behalf finding solutions for every problem so that me and my family were able to achieve the ultimate goal of home ownership. I really felt like they cared and wanted this for us as...
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Reply from Scott Edwards
December 8th, 2025 09:49 PM
Hey Marcus, Fantastic to hear your feedback and I'm thrilled that we could help you and your family achieve your goal of homeownership. It was sincerely a team effort, and yes, we were rooting for you every step of the way! Thanks for trusting...
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Scott is Amazing! He totally saved the day for us!! His knowledge, quick and innovative thinking is unmatched. He is so kind, compassionate and patient. He takes the time to explain the entire loan process. My Clients and I are very pleased....
read more
Reply from Owner
September 7th, 2024 08:32 PM
Hi Geneva, thank you for posting your positive review. Our team here at PRMG is committed to providing high-quality customer service, and we’re thrilled to hear that we made a good impression on you. We hope you will visit us again soon.
Scott is Amazing! He totally saved the day for us!! His knowledge, quick and innovative thinking is unmatched. He is so kind, compassionate and patient. He takes the time to explain the entire loan process. My Clients and I are very pleased....
read more
Reply from Owner
September 7th, 2024 08:32 PM
Hi Geneva, thank you for posting your positive review. Our team here at PRMG is committed to providing high-quality customer service, and we’re thrilled to hear that we made a good impression on you. We hope you will visit us again soon.
Scott is Amazing! He totally saved the day for us!! His knowledge, quick and innovative thinking is unmatched. He is so kind, compassionate and patient. He takes the time to explain the entire loan process. My Clients and I are very pleased....
read more
Reply from Scott Edwards
December 8th, 2025 09:49 PM
Hi Geneva, Wow! Reading your review was like a shot of pure energy. I'm thrilled to hear that you found the experience of working with me so positive and I appreciate you taking the time to share it. Your words truly made my day!Your comments...
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Most lenders can get people qualified for a loan, but two things stood out as unique during this experience for me:1) unsurpassed transparency that let me feel full prepared and that I was walking u to the deal with “eyes wide open”2) the “inside...
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Reply from Scott Edwards
December 8th, 2025 09:49 PM
Thank you so much for the wonderful review, Rebekah! I am thrilled to hear that you appreciated our transparency and my extensive network support. Your words truly validate the effort we put into ensuring our clients feel prepared and well-represented...
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Scott was great from start to finish. He made sure we understood the entire process.
Reply from Owner
September 4th, 2024 03:19 AM
Hi Paula, thank you for posting your positive review. Our team here at PRMG is committed to providing high-quality customer service, and we’re thrilled to hear that we made a good impression on you. We hope you will visit us again soon.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1097143
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.