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Scott Edwards - Loan Officer | NMLS# 1097143 in Valencia, CA

Scott Edwards

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Loan Officer | NMLS# 1097143

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At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Overall Ratings
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5 Star
98%
4 Star
1%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
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    Paula T
    Posted on September 3rd, 2024 05:34 PM
    Scott was great from start to finish. He made sure we understood the entire process.
    Reply from Owner
    September 4th, 2024 03:19 AM
    Hi Paula, thank you for posting your positive review. Our team here at PRMG is committed to providing high-quality customer service, and we’re thrilled to hear that we made a good impression on you. We hope you will visit us again soon.
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    Paula T
    Castaic, CA
    Posted on September 3rd, 2024 05:33 PM
    Scott kept us informed during the entire process from beginning to end. He made sure we understood everything and provided us with several loan options as well as let us know why certain ones where better than others.It really did feel like...
    read more
    Reply from Scott Edwards
    December 8th, 2025 09:49 PM
    I appreciate your kind words and the perfect rating, Paula. I'm delighted to hear that you felt well-informed and cared for throughout the whole loan process. Understanding the different loan options and how they apply to your unique situation...
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    Chris L
    Posted on September 3rd, 2024 05:26 PM
    Scott was there every step of the way of the homebuying process. Through set-back and the triumph, Scott saw us through and helped make our home buying dreams a reality!
    Reply from Owner
    September 4th, 2024 03:19 AM
    Hi Chris, thank you for posting your positive review. Our team here at PRMG is committed to providing high-quality customer service, and we’re thrilled to hear that we made a good impression on you. We hope you will visit us again soon.
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    Chris L
    Posted on September 3rd, 2024 05:26 PM
    Scott was there every step of the way of the homebuying process. Through set-back and the triumph, Scott saw us through and helped make our home buying dreams a reality!
    Reply from Owner
    September 4th, 2024 03:19 AM
    Hi Chris, thank you for posting your positive review. Our team here at PRMG is committed to providing high-quality customer service, and we’re thrilled to hear that we made a good impression on you. We hope you will visit us again soon.
  • Encompass
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    Christopher L
    Pine Mountain Club, CA
    Posted on September 3rd, 2024 05:24 PM
    Scott was there every-step of the way, through set-backs and the triumphs, he saw us through to homeownership and helped make our dream a reality!
    Reply from Scott Edwards
    December 8th, 2025 09:49 PM
    Christopher, I'm thrilled to hear that I was able to assist in making your dream a reality! Your journey to homeownership had its set-backs and triumphs, but I'm delighted that I was able to support you every step of the way. Your positive...
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    Stacey H
    Pine Mountain Club, CA
    Posted on August 30th, 2024 07:51 PM
    Scott is incredible communicative but yet calm and relaxed. He is also very thorough so, you can trust the accuracy of the information provided and what he says and another factor is he is very supportive even if it means doing things "above...
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    Reply from Scott Edwards
    December 8th, 2025 09:49 PM
    Hi Stacey, so glad to hear that you had such a positive experience! I strive to provide the best service to my clients, and I'm thrilled that it shows. Your words mean a lot and motivate me to keep going above and beyond. I'm looking forward...
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    Tania L
    Posted on August 30th, 2024 01:21 PM
    Scott and his team is very helpful throughout the entire process!
    Reply from Owner
    September 1st, 2024 01:56 AM
    Hi Tania, thank you for posting your positive review. Our team here at PRMG is committed to providing high-quality customer service, and we’re thrilled to hear that we made a good impression on you. We hope you will visit us again soon.
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    Tania L
    Posted on August 30th, 2024 01:21 PM
    Scott and his team is very helpful throughout the entire process!
    Reply from Owner
    September 1st, 2024 01:56 AM
    Hi Tania, thank you for posting your positive review. Our team here at PRMG is committed to providing high-quality customer service, and we’re thrilled to hear that we made a good impression on you. We hope you will visit us again soon.
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    Tania L
    Pine Mountain Club, CA
    Posted on August 30th, 2024 01:21 PM
    Always there to answer our questions and concerns
    Reply from Scott Edwards
    December 8th, 2025 09:49 PM
    I'm thrilled to hear that you had such a positive experience with me, Tania. I make it a priority to be available for all my clients' questions and concerns, so I'm glad to hear that made a difference for you. Knowing you're satisfied with...
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    Jaleesa J
    Palmdale, CA
    Posted on August 30th, 2024 12:47 PM
    Scott Edwards has received a review with 5 star rating from Jaleesa J
    Reply from Scott Edwards
    December 8th, 2025 09:49 PM
    I'm thrilled to know that you are having such a positive experience with us on the Mortgage Doc Team, Jaleesa. It's fantastic to see a full 5-star rating, it truly means a lot. I'm here to provide the best possible service and your feedback...
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    About
    At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
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    Addresses and Serving Areas

    Year Started

    2002

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 1097143
    Disclaimer
    © 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.