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Scott Edwards - Loan Officer | NMLS# 1097143 in Valencia, CA

Scott Edwards

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Loan Officer | NMLS# 1097143

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At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Overall Ratings
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5 Star
98%
4 Star
1%
3 Star
0%
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0%
1 Star
0%
Reviews from Web
  • Encompass
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    Yubany N
    Lancaster, CA
    Posted on October 30th, 2024 04:19 PM
    I had an amazing experience working with Scott Edwards at PRMG for my home purchase. From start to finish, he was incredibly professional, knowledgeable, and responsive. He guided me through every step, answered all my questions promptly, and...
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    Reply from Scott Edwards
    December 8th, 2025 09:49 PM
    Hi Yubany, I'm thrilled to hear you had such a positive experience with your home purchase. It was truly a pleasure assisting you every step of the way and I'm glad I could help make the process smooth for you. I'm always here to answer any...
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    Rebekah R
    Castaic, CA
    Posted on October 9th, 2024 04:50 PM
    Scott and his team are extremely professional and communicate quickly. My buyer had a team that paid attention to details and understood her exact situation. We met over zoom, had a website personalized to her needs, and worked diligently to...
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    Reply from Scott Edwards
    December 8th, 2025 09:49 PM
    Hi Rebekah, I'm thrilled to hear about your positive experience with my team and me. It's always our goal with the Mortgage Doc Team w/ PRMG to provide top-notch service and to tailor our approach to each client's unique circumstances. We're...
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    Lida P
    Piru, CA
    Posted on October 5th, 2024 01:55 AM
    Your entire team went above and beyond in every aspect of the process from the beginning to the end! It was a very pleasant journey with every member of the team. Thank you
    Reply from Scott Edwards
    December 8th, 2025 09:49 PM
    I'm thrilled to hear you had such a positive experience with our Mortgage Doc Team w/ PRMG, Lida. We always strive to go above and beyond for our clients and it's wonderful to know that this was reflected in your journey with us. Thank you...
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    Rebekah S
    Castaic, CA
    Posted on October 1st, 2024 01:59 PM
    The team went above and beyond to support me in this process. Even my Escrow officer (who was chosen by the seller and new to me) raved about “my treat” and told me she “recommended my loan officer to another buyer which she NEVER does”, so...
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    Reply from Scott Edwards
    December 8th, 2025 09:49 PM
    Hi Rebekah, I can't tell you how much your review means to me. I strive to provide the best service to each and every client, and knowing that both you and your Escrow officer appreciated my efforts boosts my confidence tremendously. I'm thrilled...
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    Lizette M
    Elizabeth Lake, CA
    Posted on September 30th, 2024 01:46 PM
    Scott and his team are amazing!
    Reply from Scott Edwards
    December 8th, 2025 09:49 PM
    I'm really glad to hear that, Lizette! Thank you for leaving a 5-star review and for your kind words. My team and I strive to provide the best service at PRMG, and knowing we've achieved that in your experience is truly rewarding. We appreciate...
    read more
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    Debbie N R E - W D C H
    Posted on September 26th, 2024 08:34 PM
    Thank you Scott and your team so much for another fantastic client journey, escrow and closing!!!Scott and his team have the utmost care, attention to detail for the client(s) to achieve their home purchase goals. It starts with the relationship...
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    Reply from Owner
    September 26th, 2024 11:16 PM
    We're thrilled to hear about your positive experience with our team! It's wonderful to know that our attention to detail and commitment to building strong relationships have been beneficial to you. We strive to make every transaction a journey,...
    read more
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    Debbie N R E - W D C H
    Posted on September 26th, 2024 08:34 PM
    Thank you Scott and your team so much for another fantastic client journey, escrow and closing!!!Scott and his team have the utmost care, attention to detail for the client(s) to achieve their home purchase goals. It starts with the relationship...
    read more
    Reply from Owner
    September 26th, 2024 11:16 PM
    We're thrilled to hear about your positive experience with our team! It's wonderful to know that our attention to detail and commitment to building strong relationships have been beneficial to you. We strive to make every transaction a journey,...
    read more
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    Jesus A
    Santa Clarita, CA
    Posted on September 24th, 2024 03:02 PM
    Better communication.
    Reply from Scott Edwards
    December 8th, 2025 09:49 PM
    Jesus, thank you for your feedback. I always strive to provide the best service possible, and I appreciate the opportunity to address your concerns about communication. While I love my 5-star reviews, it's feedback like yours that truly allows...
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  • Encompass
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    Debbie N
    Santa Clarita, CA
    Posted on September 21st, 2024 02:11 PM
    Thank you Scott and your team so much for another fantastic client journey, escrow and closing!!! Scott and his team have the utmost care, attention to detail for the client(s) to achieve their home purchase goals. It starts with the relationship...
    read more
    Reply from Scott Edwards
    December 8th, 2025 09:49 PM
    I'm thrilled to hear that you had such a positive experience, Debbie. My team and I strive to ensure every client's journey is as seamless and enjoyable as possible. Your appreciation for our attention to detail, communication, and the relationships...
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  • Encompass
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    Jaleesa J
    Palmdale, CA
    Posted on September 17th, 2024 01:15 PM
    Scott made this experience very easy. He was in constant communication and was always there to answer questions should they arise. I felt very comfortable going through this company and I had a great experience.
    Reply from Scott Edwards
    December 8th, 2025 09:49 PM
    I'm thrilled to hear you had such a positive experience, Jaleesa! Communication is key in our line of work, so I'm glad I was able to provide the support and answers you needed throughout the process. Your comfort and satisfaction are my top...
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    About
    At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
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    Addresses and Serving Areas

    Year Started

    2002

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 1097143
    Disclaimer
    © 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.