Scott Edwards
Loan Officer | NMLS# 1097143
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Scott was amazing. He was calm, communicative, creative (love the videos), and just all around lovely to work with. I will definitely be adding him to my preferred vendor list.
Very friendly and professional people that work with Scott.
Scott and his team were all around amazing! They were very respectful and kind, extremely knowledgeable and patient with my wife and I while making sure we understood every option we had. What made this such an easy process was the availability...
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Thanks to Scott we had the most AMAZING home buying experience! Everything ran very smooth and we had help every step of the way!
The attention to detail, nonstop communication, and overall love I could feel from the staff towards me even through the phone. Scott and staff made me feel like family! I could trust them.
Scott, gets the job done.
Takes great care with your client and was fantastic to work with him and his team.
Scott never fails at being attentive, communicative and efficient. He answered any question we had at any time of day and made sure our needs were being met. Super excited for our investment property - we will trust Scott with our business...
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Great team. Very responsive. Very timely. Just overall very good.
Scott ensured the loan process went smoothly as possible. He answered all my questions thoroughly and with great patience. Thanks!
There were too many breakdowns in communication. There are still quite a bit of unresolved issues. The escrow company also communicated poorly. This was not a good experience at all. I do understand that a portion of the issues we faced was...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1097143
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.