Scott Edwards
Loan Officer | NMLS# 1097143
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Thank you all for all your help! Everyone was amazing and I very much enjoyed working with everyone!! I can't thank you enough!
Working with Scott Edwards team at Finance of America is always a great experience. Their customer service is legendary and they help answer any questions you have in a timely manner. They are both fast and efficient and I don’t see myself...
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Jon is awesome on your team. He was very helpful and answered all of my questions. I would gladly recommend your team and specifically ask for Jon to help complete our process in the future.
Scott and his team are awesome! They respond quickly, are very helpful, super friendly, and go out of their way to try and make sure this is a smooth process. We have used them 3 times and will use them again if we need a mortgage broker. Thanks!...
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I have had many questions and doubts during the home purchase process, every time I reached out to Scott, he explained me in detail and make me understand the entire process. It was a great and very nice working experience with Scott. Loan...
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Scott is caring, knowledgeable, and sincere. He knows what he's doing and is willing to work hard for his clients.
Knowledgeable, professional and communicative. Scott made our mortgage lending process easy. Would recommend!
Scott and his team were so great in breaking all the steps down for us! This was the first time we refinanced and he made the process easy to understand! The provided us options with all of the info we needed to make the best decision for our...
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Scott and Larry were always available at any time to answer my questions and never made me feel dumb about my questions. They explain everything so anyone could understand.
Thank you Scott you were really great. You and the whole team at FOAM. I really can't believe the refinance was so quick and easy. Great experience. 10/10
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1097143
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.