Scott Edwards
Loan Officer | NMLS# 1097143
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Scott was able to answer all of our questions along the way and made buying a house an extremely easy process. While we’d love to spend more time in person our work schedules didn’t allow it - we were able to knock it out with 1 in person and...
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Scott went out of his way to get us the best loan possible that fit our needs, and it was done even before we were ready! Thank you so much, Scott!
Scott Edward's and his team are the best in the Mortgage Business. They are professional, timely and they really get the job done. I have purchased 3 homes with his assistance over the years and I wouldn't have it any other way.
Great working with Scott! Would recommend him to anyone looking for financing help. Mark G.
Lowered my mortgage and was able to pull cash out to reinvest back into the home, to do some much needed updates. Their team was very quick to answer any questions I had or resolve any issues that came up during the process. They went out of...
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I gave up a $10,000 closing cost incentive to go with Scott's team over the in house lenders for the community I just bought into. Scott's approach will save me more than that 10,000 in a handful of years and the experience working with him...
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Scott and his team were so responsive and stayed on top of the entire transaction. Our transaction together was a quick close as well and they help up their end of the bargain and got our home buyers in before holiday. It was such a pleasure...
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Thanks, my friend. Having a blast! High school homies to adulting awesomeness!
Thanks, my friend. Having a blast! High school homies to adulting awesomeness!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1097143
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.