Scott Edwards
Loan Officer | NMLS# 1097143
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Reviews from Web
Scott was amazing at communicating every step of the process with us in terms we could understand.
Reply from Scott Edwards
April 6th, 2026 03:39 PM
I'm pleased to know that the communication throughout the process met your expectations, Austin. My aim has been to keep everything clear and comprehensible for you. If there's anything else you'd like to discuss or any further assistance you...
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Quite pleased with the service provided.
Reply from Scott Edwards
April 3rd, 2026 08:28 PM
I'm glad to hear that you're pleased with the service, Arlex. If there's anything else I can assist you with or if you have any further questions, please feel free to reach out. I'm here to help.
Scott is extremely knowledgeable and helped me understand all my refinance options. Answered any questions I had and him and his team were extremely diligent and timely with processing. such an amazing experience!
Reply from Scott Edwards
March 27th, 2026 05:56 PM
Your kind words and the excellent rating mean a lot to me, Kimberly. I'm glad to hear that my guidance helped you get a clear understanding of your refinancing options. If any more questions come up or you need further assistance, please don't...
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Scott Edwards has received a review with 5 star rating from Harut K
This is second time im working with Scott
He is very hardworkin, knowledgeable and helpful
Was a pleasure to work with him and alwa recommend him to other.
thank you Scott
Reply from Scott Edwards
March 27th, 2026 07:48 PM
Harut, I'm grateful for your thoughtful review and the continued trust you've placed in me for a second time. It's been a pleasure working with you, and I'm delighted to have been able to help. Thank you for your recommendations and support....
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Scott made the entire refinance process simple and easy. He helped us find the best option for our loan and walked us through every step of the way. He and his team were always available if we had any questions or concerns.
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Reply from Scott Edwards
March 19th, 2026 05:48 PM
It's great to hear that the refinancing process went smoothly for you, Taylor. I'm glad I could assist in finding the most suitable loan option and provide guidance throughout. Accessibility and clear communication are important to me, so it's...
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Quite pleased with the service provided.
He always sought the best for our interests!
Help from Scott and looking for better deal for us!
Reply from Scott Edwards
March 26th, 2026 02:54 PM
I really appreciate your review, Monica. It's great to know that my efforts were helpful to you in seeking a better deal. If you have any more questions or need further assistance, feel free to reach out anytime. I'm here to support your financial...
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As a first time home buyer, Scott answered all of my questions and concerns quickly and was always available to talk.
Reply from Scott Edwards
March 19th, 2026 05:48 PM
Vahe, I genuinely appreciate your review. Helping first-time home buyers like you is a priority for me, and it's great to know that my responsiveness and availability made a difference in your experience. If you have any more questions or need...
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Scott helped beyond his loan officer qualifications. He went above and beyond to help me out with my credit score and without him we wouldnt be in the best possible situation for our new home loan. Scott explains everything so that we were...
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Reply from Scott Edwards
February 12th, 2026 10:53 PM
Bianca, your kind words are greatly appreciated. I'm pleased to hear that my efforts contributed positively to your home loan process. Helping you with your credit score and ensuring you were in a strong position for your new home loan was...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1097143
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.