Scott Edwards
Loan Officer | NMLS# 1097143
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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9 AM to 5 PM
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Reviews from Web
Scott went above and beyond in every aspect! Fast work, great communication, and awesome client care!
Reply from Scott Edwards
July 21st, 2026 06:16 PM
Joseph, I appreciate your kind words and am glad to know that you felt well taken care of. It's great to hear that my communication and client care met your expectations. If you need anything else, feel free to reach out.
Great listener and tailors purchase to the individual buyer's needs.
Reply from Scott Edwards
June 23rd, 2026 04:26 PM
Antonia, I'm pleased to hear that you felt I tailored the purchase to your needs. Being a good listener is important to me, and I'm glad it made a positive impact on your experience. If there's anything else you need, please feel free to reach...
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Lower Mortgage is a great team Scott helped me get approved for a ln excellently amount to purchase my Dream Home!
Scott and his team were very punctual on getting my loan approved and helping me get my Dream Home !
Scott Edwards has received a review with 5 star rating from Laureen S
Scott is very knowledgeable, courteous and kind. The loan process was easy to follow.
Reply from Scott Edwards
May 11th, 2026 06:40 PM
Laureen, I'm happy to know that you found the loan process easy to follow and appreciated my knowledge and courtesy. Your kind words mean a lot, and if there's anything else I can help you with, please don't hesitate to reach out.
The whole team was very informative and a pleasure to work with. They kept us in the loop on all aspects of the sale and purchase of our new home. If we had to do this over again this team is the one we want to work with. Great transition ....
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Reply from Scott Edwards
May 11th, 2026 06:35 PM
Robert, I'm thankful for your kind words and pleased to hear that you had a positive experience with the team during the sale and purchase of your new home. It's great to know that you felt informed and happy throughout the transition. If there's...
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Scott Edward and his team are amazing. They guided and supported us throughout the entire refinancing process of our home. We are very grateful and pleased with their work.
Reply from Scott Edwards
April 13th, 2026 08:23 PM
Alejandra, I'm grateful for your kind words and pleased to hear that you felt supported throughout the refinancing process. It was a pleasure working with you and ensuring everything went smoothly. If you have any more questions or need further...
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Scott was very professional, communicated very well, and made everything very easy for us to understand.
Scott was professional, communicated with us very well, and made everything very straightforward.
Reply from Scott Edwards
April 13th, 2026 03:53 PM
Matthew, I'm glad to hear that you found the process straightforward and appreciated the communication. It's important to me to ensure professionalism and clarity. If you have any more questions or need further assistance, feel free to reach...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Addresses and Serving Areas
Primary Serving Area
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Year Started
2002
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1097143
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.