Scott Edwards
Loan Officer | NMLS# 1097143
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
There are very few lenders who deliver on time during the times we are living right now and the overload of work we all have, but Scott and his team delivered. I was pleasantly surprised :)
Scott got me the jumbo loan he promised, when everyone said it wouldn’t be possible. Got me closed on time, as promised!
It was great working with Scott who helped us every step of loan processing. We got the best rate with multiple options given to us. I highly recommend Scott and finance mortgage for loan processing
Thank you Scott and Team for the fantastic service with our first mortgage. Everyone communicated very well and transaction went very smoothly.
I will highly recommend Finance of America to friends & family! THANK YOU!
Scott has excellent client communication skills and followup. His style places the client's mind at ease as he keeps them fully informed all through the transaction while also keeping the Realtor teammate in the loop. Everyone knows exactly...
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The information that we received from all parties was explained in detailed and made it simple to understand.
Scott came through and figured out a problem no one else could!
Scott and the rest of the team at Finance of America made us feel like family and a part of the team. Their communication was excellent and were always available to answer any questions or concerns we had. We are so thankful to have had such...
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Purchasing a home is undoubtedly a team effort. Scott and his financial team helped us purchase a home as first time home buyers —living out of state— during the 2020 Global Pandemic. No easy feat! We truthfully feel we would not have a home...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1097143
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.