Scott Edwards
Loan Officer | NMLS# 1097143
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Scott, Rick and their team are simply amazing. They are professional and personable and make sure your dream home becomes a reality. They always have solutions. We are first time home buyers and the idea of owning a home seemed impossible and...
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The team was always available to answer questions and kept us informed all the time.
Scott helped me a long time ago when I purchased my first house. His guidance was super helpful to a confused first-time home owner. I cant thank him enough.
I was well informed along the way and things were done very quickly. I would definitely reach out in the future and recommend to anyone looking to buy and/or refinance
Scott has The Uncanny ability to make deals happen where there is no deal. I've been a real estate broker for 2 decades, and I've brought clients that could not get loans elsewhere and he made them happen.2 weeks ago I was helping a buyer who...
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My questions were always answered thoroughly.
Scott was able to find a solution to my unique situation as a self-employed business owner where others had failed. My realtor called him the David Copperfield of lending and I agree 100%. What’s more despite the fact that I knew his team was...
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Scott is a FANTASTIC lender. He provides excellent service and I was won over by him as a listing agent when he represented the buyer. He won me over and I am happy to recommend him to my clients!
Rick and Scott we are pleasure to work with I would recommend to anyone looking to refi or get a loan. We loved our notary as well.
Scott’s knowledge and expertise and communication with the client(s) is superb! I refer all my business to him, this last transaction the client went with their lender who did not perform, Scott SAVED THE DAY and in 1 day he managed to get...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1097143
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.