Scott Edwards
Loan Officer | NMLS# 1097143
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Scott, Rick, Jon and the entire team where a pleasure to work with very patient and great hand holders :) and most of all on top of their game! Truly a seamless transaction in and out of escrow in 30days in hiccups or surprises.
Scott and his team are the only lending team that I would refer to my friends and family. Great service and has a team member for each step of the process. Great communication throughout.
Scott and his team were truly amazing. I was told I could not get a mortgage because of my credit and Scott took the time to develop a brilliant strategy to help me clean up my financial situation and qualify for a home that was beyond what...
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Scott and his team did a phenomenal job and working hard to help a buyer who was told she could not qualify to purchase a home. They cared enough to help her structure things to make it possible. There were roadblocks and crazy roller coasters...
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Professional, very much on top of my concerns, reliable!
Scott and his team worked well, despite COV-19, Scott and his team always returned my calls and kept me up to date on my loan status. Because of the COV-19 everything was virtual and yet things got done. I'm grateful and thank you Scott for...
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Scott and is team were extremely patient with us as first time home buyer. They made fine to answer any and all of our questions and they seemed genuinely concerned about making sure we found the best home loan product for our situation. They...
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They treated me like family!!! Went out of their way to explain things to me or help me with printing documents that needed signatures as I don't have a printer at home. Friendly, happy and seem to enjoy their work, both Scott Edwards and Jon...
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I had great a experience with Scott and his team! Glad they were able to help me and go above my expectations! Thank you!
I’ve worked with many lenders throughout the years and Scott Edwards is the most knowledgeable. He has saved many deals. I would highly recommend him to anyone.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1097143
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.