Scott Edwards
Loan Officer | NMLS# 1097143
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Scott was very informative and helpful throughout the entire home buying process. He was always available to help us, at any time of the day! We greatly appreciate scott's advice and professionalism. We look forward to working with him for...
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I finally got to use Scott for mine and my family's loan. Very communicative, knowledgeable, and has a well versed team to handle any obstacles that come up through the transaction.
I finally got to use Scott for mine and my family's loan. Very communicative, knowledgeable, and has a well versed team to handle any obstacles that come up through the transaction.
Scott and his team made us feel valued. As first time homebuyers, we actually felt relieved during the whole process because of Scott and his team's "go getter" attitude and how assuring that FOA had our backs. They really work day and night...
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The communication!
Ours was a difficult and complex double mortgage situation that could not have been completed without the hard work of Scott Edwards and his team. Highly recommend!!
I appreciated in the beginning that Scott let me know how strong the buyers were and to advise them they could remove their loan contingency. I was told we could close early but buyers agent wanted seller to pay a per diem to the scheduled...
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Informative conversations, professional attitude and a tender touch that's personal.
Your timely responses and professional services made it a great experience. Thanks a lot.
Your professionalism and courteous services
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1097143
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.