Scott Edwards
Loan Officer | NMLS# 1097143
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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9 AM to 5 PM
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Our whole experience had been great and "painless". Scott had been very patient with us and answered all of our questions until we fully understood. We couldn't have asked for more. Thank you so much for helping us become a homeowner.
Scott and his team were nothing shy of miracle workers. We are so blessed and beyond pleased with there hard work and dedication to this industry and for successfully helping us get our dream home.
Great company. Stayed in touch the entire process and kept me informed. Lightning fast refi. Ask for Karen! She’s amazing!
Our refinance was quick and painless. We felt confident that Scott was making sure we got what we needed out the refi and were pleased with the efficiency of the process.
Scott and his team were all great to work with. He was available anytime we needed him no matter how silly of a question we might’ve had. He also helped make this whole process painless by making sure we really understood what we needed to...
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Scott and Karen did an amazing job getting our refi through the process. We were surprised how quick everything fell into place and our loan was funded. We would definitely work with them again
Scott and his team are amazing! Made the process very easy, they are professional and communicative. Thank you again!
Scott did the loan for a some first time buyers I worked with. It took us 8 offers to get this fantastic couple into a home. Scott and the great automation that Finance of America offers allowed us to act quickly when a property became available....
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Excellent team work. Caring staff. Larry share was excellent in all aspects. Very satisfied with his quick and caring responses. Thank you all for making a deference.
I wanted a little more wiggle room in my loan amount because a lot of homes I really liked were right at my asking price so I knew there wouldn’t be a way to get a better quality home and Scott did that for me. He also looked over my loan again...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Addresses and Serving Areas
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Year Started
2002
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1097143
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.