Scott Edwards
Loan Officer | NMLS# 1097143
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Scott went above and beyond to help us get our home. Very grateful for that!
The availability of advice or working on our documents: past bed time hour or break of dawn.
Quick response time.
Willing to keep working on the closing amount based on our financial status after initial talks.
Scott and his team always come through when you need them. Starting with the customs service from Larry Share, to the structuring of loans to Scott and with the behind the scenes help from Jon. They have never steered me wrong. They have saved...
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Scott and Sarah kept me informed and where a pleasure to work with
I didn't realize how important it was to have the right mortgage broker on your side until my last experience. Anyone can gather documents and submit them for review. What I needed (and what I got) was an ADVOCATE for my loan to: (1) made sure...
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Very helpful, informative, patient and understanding. First time buying and I felt in good hands.
Quick close with no major problems.
Scott went above and beyond to not only aid us in getting our loan approved but also in advocating on our behalf with the various properties we were making offers on, as well as working through last-minute issues with the purchase of the said...
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Scott Edwards & his team were always there, morning, night, weekend, holiday. They were so helpful in the process. I feel they made it nearly effortless for me.
I Would 100% recommend this team!
Very helpful throughout the process of refinancing. Quick to respond to any questions and/or concerns.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1097143
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.