Scott Edwards
Loan Officer | NMLS# 1097143
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
We have used Scott and his team multiple times now and will use them in the future as well. They genuinely care about their clients and try to make the process as easy as possible.
Thanks Team Mortgage Doc!
We have used Scott and his team multiple times now and will use them in the future as well. They genuinely care about their clients and try to make the process as easy as possible.
Thanks Team Mortgage Doc!
We have used Scott and his team multiple times now and will use them in the future as well. They genuinely care about their clients and try to make the process as easy as possible.
Thanks Team Mortgage Doc!
We have used Scott and his team multiple times now and will use them in the future as well. They genuinely care about their clients and try to make the process as easy as possible.
Thanks Team Mortgage Doc!
Scott and his team were instrumental in helping us get the home of our dreams. He helped to make sure we were preapproved in a timely manner and every time we needed to submit an offer everything was ready to go. Scott took the extra time to...
read more
Scott and his team were instrumental in helping us get the home of our dreams. He helped to make sure we were preapproved in a timely manner and every time we needed to submit an offer everything was ready to go. Scott took the extra time to...
read more
We have used Scott and his team multiple times now and will use them in the future as well. They genuinely care about their clients and try to make the process as easy as possible. Thanks Team Mortgage Doc!
Scott and his team were instrumental in helping us get the home of our dreams. He helped to make sure we were preapproved in a timely manner and every time we needed to submit an offer everything was ready to go. Scott took the extra time to...
read more
Scott and his team were instrumental in helping us get the home of our dreams. He helped to make sure we were preapproved in a timely manner and every time we needed to submit an offer everything was ready to go. Scott took the extra time to...
read more
Everyone on your team was so warm and helpful, you treated us like family.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1097143
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.