Scott Edwards
Loan Officer | NMLS# 1097143
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
You guys went above and beyond with all of my issues
You Guys made it happen!
I wasn't so sure about owning a home
but you gave me great confidence, being positive all the way.
I really, really appreciate you Guys.
Thank you very much!
Scott’s professionalism, care and proficiency of the mortgage business shown throughout the entire process. From pre-approval, to underwriting and then loan funding, Scott and his team walked us through our options, let us know what to expect...
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Scott’s professionalism, care and proficiency of the mortgage business shown throughout the entire process. From pre-approval, to underwriting and then loan funding Scott and his team walked us through our options, let us know what to expect...
read more
All communication was through email. Timely and efficient.
Scott and team made what could be a stressful situation and time somewhat worry free. Thank you for always doing what was in my best interest!
Scott has been very open and transparent. He is a good guy to work with.
Honestly,
Easy communication and process
Scott " THE MORTGAGE DOCTOR" and his team of professionals are over the top! They deliver beyond expectations! Realtors can only marvel at their product, performance and funding! Get ready to experience excellence!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1097143
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.