Scott Edwards
Loan Officer | NMLS# 1097143
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Scott is my go to for all things home loans. Transactions can never be perfect and when those moments Scott handles them right away with great communication and great support to handle them. Will always recommend to friends and family.
Scott and the whole team was amazing to work with, and went above and beyond.
excellent service
Scott and his team are great. Very professional and knowledgeable. They took good care of me during the lending process.
Clear and detailed guidance at every step, all options presented and explained.
Scott came up with the novel (at least to me) idea of paying off my rental property with a cash out refi of my personal residence.
Scott and his team guided us through a very tough time and got our loan funded. We will be forever great full.
Prompt responses to emails and phone calls. If did not know then they worked on finding the answers for me.
Scott helped us through our refinance and our original mortgage. He is great at explaining how everything works for first timers. Thanks for all your help and support Scott!
We have used Scott and his team multiple times now and will use them in the future as well. They genuinely care about their clients and try to make the process as easy as possible.
Thanks Team Mortgage Doc!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1097143
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.