Scott Edwards
Loan Officer | NMLS# 1097143
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Very knowledgable and Scott explained all the numbers and details very well.
The People.
Scott team is fabulous team. When they say they can do this loan. No matter what happened they will try their best to get the job done.
Scott and his team were great! They were very transparent and presented information that was easy to understand, especially for a first time home buyer like myself. The team was helpful, professional, and always available to answer my questions...
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the level of experience and communication was great. everyone was very helpful in every way and it made the process very easy. thank you team mortgage u guys are awesome!!
The team at Finance of America did a great job for us. They found a great loan. Buying a condo can have a lot of details to manage with association viability and rule -- Scott and team were on top of all of this so I didn't have to worry about...
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We had great communication, I was never wondering where things stood. Your team helped us quickly and successfully navigate a few obstacles along the way. Overall a great experience. Thank you.
Scott and the team made me a first time homebuyer Feel very confortable with my purchase . Scott answered all my questons or concerns I had in a timely manner. Making the loan process go smoothly
Scott and his team were great to work with.
Scott and his team worked with my challenging schedule and were always available to answer questions when I needed them. Scott gave me as much detail as I asked and was honest with me about how things work.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1097143
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.