Scott Edwards
Loan Officer | NMLS# 1097143
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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9 AM to 5 PM
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Scott knows his stuff. He is also very caring and work with the client closely to help them obtain the home of their dreams. He is responsive and available for his clients.
Reply from Scott Edwards
December 8th, 2025 09:48 PM
Thank for the kind words! I can't thank you enough for all you do for Penny Lane!
Scott is amazing! The amount of care he shows his clients goes above and beyond expectations. He's very knowledgeable, professional, and genuine. I would trust no one else with our home buying experience. Thanks Scott!
Reply from Scott Edwards
December 8th, 2025 09:48 PM
Hi Jim, I'm truly touched by your kind words and the fantastic rating you've given me! I'm thrilled to hear that my knowledge and professionalism made a positive impact on your home buying experience. It's always my goal to exceed expectations,...
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Scott is amazing! The amount of care he shows his clients goes above and beyond expectations. He's very knowledgeable, professional, and genuine. I would trust no one else with our home buying experience. Thanks Scott!
Scott is amazing! The amount of care he shows his clients goes above and beyond expectations. He's very knowledgeable, professional, and genuine. I would trust no one else with our home buying experience. Thanks Scott!
Reply from Scott Edwards
December 8th, 2025 09:48 PM
Thank you for those kind words! Hope all is well with you and the family!
Scott and his associates were so helpful to me. This did not feel like a business deal. It felt like friends looking out for someone. And every single question that I had was answered with compassion and explained thoroughly. I never felt rushed,...
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They went beyond what was expected to close very quickly.
Fast response and professional work attitude
Very professional, amazing job I ever experienced! Definitely referring to friends, and I hope we will work together again in the future!
~ Sarah and Nick Galemmo
Fantastic team. Kept us updated with loan process and answered all of our questions.
We chose Finance of America out of several mortgage companies because they had the best team to work with, Scott Edwards was awesome in getting things done expeditiously! Thanks FA
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1097143
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.