Scott Edwards
Loan Officer | NMLS# 1097143
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
I literally had to think twice/thrice before writing this review. Key factor during the loan process is the availability for quick calls and decision making. Not necessarily always connect happen on a schedule date/time. Scott discusses professionally...
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Reply from Scott Edwards
December 8th, 2025 09:48 PM
I appreciate your honest feedback, Sunil. I apologize if my availability didn't meet your expectations during the loan process. We always strive for prompt communication and decision-making, and I regret to hear that this was not your experience....
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Scott did a great job answering our questions and helping us get started in the house-searching process. Once we made our offer, Jon Jacobsen did an amazing job helping us with our questions every step of the way and making sure each little...
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Reply from Scott Edwards
December 8th, 2025 09:48 PM
Hey Erica,Absolutely thrilled to hear about your positive experience! It was an absolute pleasure helping you kickstart your house-searching journey and answering all your queries. Jon and I are always here, The Mortgage Doc Team w/ PRMG to...
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Scott is always very knowledgeable and helpful.
Reply from Scott Edwards
December 8th, 2025 09:48 PM
Glad to hear that your experience was a positive one, Michael. Ensuring customers are informed and well-assisted throughout the mortgage process is my top priority. Your 5-star rating is much appreciated. If you need any future assistance with...
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Words can’t express the gratuity that have for a team that rolled up their sleeves and put all they had into making my family and I dreams come true. I am truly honored to know them and planning to continue to do business with them in the near...
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Reply from Scott Edwards
December 8th, 2025 09:48 PM
Angela, I'm absolutely thrilled to hear about your positive experience with our team. We strive each day to make dreams come true, and hearing your kind words truly makes all the hard work worth it. I'm honored to have been a part of your financial...
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Words can’t express the gratuity that have for a team that rolled up their sleeves and put all they had into making my family and I dreams come true. I am truly honored to know them and planning to continue to do business with them in the near...
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Reply from Owner
June 7th, 2024 07:27 PM
Angela, I'm absolutely thrilled to hear about your positive experience with our team. We strive each day to make dreams come true, and hearing your kind words truly makes all the hard work worth it. I'm honored to have been a part of your financial...
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My team is what made it great, you can’t buy honest or loyalty. My experience had some rocky roads but with Faith and a awesome team. It was aligned perfectly. Very pleased 😀
Reply from Scott Edwards
December 8th, 2025 09:48 PM
Angela, your kind words are greatly appreciated! It's amazing to know that you recognize the value of honesty and loyalty that my team and I strive to uphold for our clients. While every journey might have its rocky roads, we are glad that...
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Scott provided excellence on all levels from beginning to end. He kept me informed at all times during the transaction and closed early as we requested. I will definitely refer others to him for their loans. I recommend Finance of America Scott...
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Reply from Scott Edwards
December 8th, 2025 09:48 PM
Hi Tari, thank you for the stellar review! I'm thrilled to hear that you had a great experience with your home purchase. It was my pleasure to keep you informed throughout the process and meet your closing date expectations. I appreciate your...
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Scott went the extra mile. This loan was a challenge because the escrow company would not cooperate.
Reply from Scott Edwards
December 8th, 2025 09:48 PM
So glad to hear your feedback, Alexa! It was my aim to help you navigate through the difficult parts of the loan process, despite the challenges we faced with the escrow company. Making your home purchase as smooth as possible is always my...
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Scott, Rick and the entire team made the experience pleasant. Everyone communicated efficiently and never left me second guessing on anything. I recommend this team to anyone and everyone 100%.
Reply from Scott Edwards
December 8th, 2025 09:48 PM
Hi Sally, thrilled to hear you had a great experience with our team. Your recommendation means a lot to us. We always aim to provide efficient and clear communication to ensure our clients are fully informed every step of the way. We're absolutely...
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I have used Scott so many times and he is my first choice for all of my clients home loan needs. His team does a fantastic job with hand holding my clients that need it. From credit repair to working along with other professionals to better...
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Reply from Scott Edwards
December 8th, 2025 09:48 PM
Hey Andrew, thanks for sharing such a stellar review! It's always a pleasure to work with you and your clients, and I'm thrilled to hear that my team and I have been able to make a difference in their home buying journeys. We strive to provide...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1097143
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.