Scott Edwards
Loan Officer | NMLS# 1097143
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
I felt listened to on my goals and concerns when finding the perfect place for myself and my family. I don't believe we would have the wonderful home we have now were it not for Scott Edwards and his team.
Helpful friendly team. Explained most of everything clearly and timely.
I have great experiences with Scott and his teammates. Scott has good experience in home loan. He is a ‘loan doc’
Great team, Scott, Richard and Jon, were very helpful through out the loan process. They explained everything very clearly and broke it down for me and my wife in words we could understand. I would definately not change anything about the loan...
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the process started off slow, but then took off, and we got the loan we wanted, thanks
Easy to work with and very knowledgable.
Great service, on time, gets it done.
Scott Edwards has received a review with 5 star rating from Paul B
Reply from Scott Edwards
December 8th, 2025 09:48 PM
I'm truly grateful for your high rating and positive feedback, Paul. It was an absolute pleasure to help you with your needs. Your satisfaction is my top priority and I'm thrilled to hear that I met your expectations. Please don't hesitate...
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Scott Edwards has received a review with 5 star rating from Paul B
Reply from Owner
December 7th, 2023 07:42 PM
I'm truly grateful for your high rating and positive feedback, Paul. It was an absolute pleasure to help you with your needs. Your satisfaction is my top priority and I'm thrilled to hear that I met your expectations. Please don't hesitate...
read more
Scott knows the mortgage business! He works with you to understand your situation and will make your dreams a reality! He’s an amazing advisor!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1097143
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.