Scott Edwards
Loan Officer | NMLS# 1097143
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
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9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Jon, Tina , Deanne Scott and Larry not only did I feel I had the A team on my side I felt like they were family always responsive and attentive to my questions and needs . What a wonderful experience when I was going through a difficult time...
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Reply from Scott Edwards
December 8th, 2025 09:48 PM
I'm greatly touched by your kind words, Jeff. It was our pleasure to be there for you during such a challenging time. Rest assured that we at The Mortgage Doc Team always strive to treat our customers like family and make sure their needs are...
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communication
Reply from Scott Edwards
December 8th, 2025 09:48 PM
I'm thrilled to know that you had a great experience. Clear and efficient communication is always my priority. Your positive feedback means a lot to me. I look forward to assisting you in the future. Thanks for the top rating, Raguel! Best...
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Very professional, fast respond and communication, I will work with Scott in the future and will recommend him to other realtors and buyers. He is far the best. Excellent.
Reply from Scott Edwards
December 8th, 2025 09:48 PM
I'm so grateful for your kind words, Susan. Hearing about your positive experience working with me truly made my day. I strive to provide top-notch service and it's enlightening to hear that reflected in your feedback. I'm excited to work with...
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Accessible and supportive
Reply from Scott Edwards
December 8th, 2025 09:48 PM
I'm truly appreciative of your kind words and high rating, Niloofar. We prioritize accessibility and support in all our interactions, and I'm glad to hear that this was reflected in your experience. Please don't hesitate to reach out if there's...
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We received personalized service. We were never treated like a transaction or a file number. This team took our dream of owning our home and made it a reality. We were supported and guided every step of the way. Will absolutely be recommending...
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Reply from Scott Edwards
December 8th, 2025 09:48 PM
I'm really appreciative of your kind words, Elsa! It was a true pleasure assisting you in making your dream of home ownership a reality. Here at The Mortgage Doc Team, we strive to provide personalized service to all our clients and it's fantastic...
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Scott Edwards has received a review with 5 star rating from Jenny D
Reply from Scott Edwards
December 8th, 2025 09:48 PM
I'm absolutely thrilled to hear that you had an excellent experience with me. Your 5-star rating is greatly appreciated and it motivates me to continue providing top-notch service. Should you have any other inquiries or need further assistance...
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Scott Edwards has received a review with 5 star rating from Jenny D
Reply from Owner
December 7th, 2023 07:41 PM
I'm absolutely thrilled to hear that you had an excellent experience with me. Your 5-star rating is greatly appreciated and it motivates me to continue providing top-notch service. Should you have any other inquiries or need further assistance...
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The knowledge on the VA loan made for a smooth transition, and extremely quick closing. All the documents from start to finish were thorough and well explained to us. We have already recommended you to a few friends who are thinking about purchasing...
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Reply from Scott Edwards
December 8th, 2025 09:48 PM
I’m delighted to hear that you had such a positive experience with your VA loan process, Jenny. It's great to know that everything from the start to the finish was thorough and well explained. Your recommendation to your friends who are considering...
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Always there for us, kept us in the loop. Kept our best interest in mind, made us feel like part of the team.
Reply from Scott Edwards
December 8th, 2025 09:48 PM
I'm really glad to hear that you felt like part of the team, Laureen. Keeping you in the loop and looking out for your best interest is what I strive for in every transaction. I'm thrilled that you were satisfied with your experience with us,...
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Scott was very approachable, knowledgeable, and patient with our first time house buying experience. We felt we were represented well and felt we had a good team backing us and supporting us throughout each step of this process.
Reply from Scott Edwards
December 8th, 2025 09:48 PM
Hi Cinderella, I'm thrilled to hear that your first-time home buying journey went smoothly! Your positive feedback means a lot to me and the entire Mortgage Doc team w/ PRMG. We are always here to provide you with the knowledge and support...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1097143
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.