

Scott Edwards
Loan Officer | NMLS# 1097143

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Working with Scott and team was very rewarding. Even before I decided to move forward with them, Scott was already taking his time to show me presentations with different options for me. Would definitely use them again and will recommend to...
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Reply from Scott Edwards
December 8th, 2025 09:48 PM
Thank you for your kind words! We're delighted to know that you had a fantastic experience with us. Our team strives to make every visit special, and your review reinforces our commitment to providing outstanding service. We appreciate your...
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The transaction was smooth, and both the client and I were well informed throughout.
Reply from Scott Edwards
December 8th, 2025 09:48 PM
I'm thrilled to hear that you had such a positive experience with our transaction, Alex! Here with the Mortgage Doc Team w/ PRMG, we always strive to keep our clients well-informed and make every process as smooth as possible. Knowing that...
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Scott was on top of everything. What he did in 2 weeks would have taken another company a month or two to accomplish. He is amazing and would work with him again. Once you work with him you will not want to work with anyone else!!
Reply from Scott Edwards
December 8th, 2025 09:48 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
I think all parties know this primary issue was having a timely closing. Otherwise, all was great.
Reply from Scott Edwards
December 8th, 2025 09:48 PM
Thank you for taking the time to share your feedback, Brian. I am glad to hear that your overall experience with The Mortgage Doc Team w/ PRMG was positive. I understand your concern about the timely closing and apologize for any inconvenience...
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I really appreciated the careful and thorough review of different financing options.
Reply from Scott Edwards
December 8th, 2025 09:48 PM
I'm thrilled to hear that you appreciated the thorough review of different financing options, Johnathan. At The Mortgage Doc Team w/ PRMG our aim is to ensure that our clients are well-informed about all the possible alternatives. Your positive...
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Everything moved like clockwork, smooth and everyone was always available to answer questions. I would Highly recommend them to not only to Family and Friends But to everyone.
Reply from Scott Edwards
December 8th, 2025 09:48 PM
We're overjoyed to read your positive review. Your feedback is truly appreciated, and we can't wait to welcome you back for another remarkable experience
Smooth and easy
Reply from Scott Edwards
December 8th, 2025 09:48 PM
Thanks for reviewing us! We're happy to know that you've had a great experience and look forward to seeing you again soon!
Scott was very patient with a very challenging buyer. He was determined to help them purchase a home even with difficulties with credit and multiple layers of obstacles. Scott worked hard and persisted until he was able to solve every problem...
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Reply from Scott Edwards
December 8th, 2025 09:48 PM
Thank you so much for your kind words and the fantastic review, Mary! It was indeed a challenging case, but I'm glad we could navigate through all the complications and make the home buying experience a success. At PRMG, we always strive to...
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Communication.
Reply from Scott Edwards
December 8th, 2025 09:48 PM
I'm really glad to hear you had a positive experience, Kathy. Your satisfaction is my top priority, and it's wonderful to know that my communication efforts were successful. I appreciate your 5-star review and look forward to assisting you...
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Scott and his team are ALWAYS ready and available to help with any challenge that comes up during Escrow. They are collaborative and solution oriented. They truly have my clients best interest at heart and leave nothing to surprise. Thank you...
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Reply from Scott Edwards
December 8th, 2025 09:48 PM
Thank you, Christie, for leaving such a warm review. It brings me immense pleasure to know that our efforts were successful in making your transactions smooth and successful. We always prioritize our clients' needs and interests, and it's rewarding...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1097143
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.