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Scott Edwards - Loan Officer | NMLS# 1097143 in Valencia, CA

Scott Edwards

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Loan Officer | NMLS# 1097143

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At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Overall Ratings
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5 Star
98%
4 Star
1%
3 Star
0%
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Reviews from Web
  • Encompass
    K
    Kristen A
    Santa Clarita, CA
    Posted on June 11th, 2024 10:31 PM
    Scott was professional and communicative. It was easy to work with him as the lender for my buyer's purchase.
    Reply from Scott Edwards
    December 8th, 2025 09:48 PM
    I'm so glad to hear that you had a positive experience, Kristen. Communication is key in our line of work and I prioritize making this process as smooth as possible for all my clients. I enjoyed working with you as well and I hope to assist...
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  • Encompass
    S
    Shirley E
    Santa Clarita, Valenci, CA
    Posted on June 11th, 2024 10:15 PM
    Great contact with my clients and great follow up. He answered all their questions and made them eel comfortable.
    Reply from Scott Edwards
    December 8th, 2025 09:48 PM
    I'm thrilled to hear that you had such a positive experience, Shirley! Your feedback is greatly appreciated and it was truly a pleasure to help answer your questions and make the process comfortable for you. We always strive to provide the...
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    Gloria O
    Littlerock, CA
    Posted on May 25th, 2024 11:32 AM
    The communication and care for each file and they way Edgards team always are on top of everything.
    Reply from Scott Edwards
    December 8th, 2025 09:48 PM
    Thank you so much for the wonderful review, Gloria! I'm thrilled to hear that our team's communication and attention to detail lived up to your expectations. It's always our goal to stay on top of every file and ensure each client feels valued....
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    Alondra C
    Posted on May 23rd, 2024 02:15 AM
    We could not have done this without your team, and we are endlessly grateful for your hard work and expertise. Thank you
    Reply from Owner
    May 23rd, 2024 06:15 PM
    Hello Alondra, thank you for your feedback. We're happy to know that you've had a great experience with us and look forward to your next visit.
  • Encompass
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    Alondra C
    Littlerock, CA
    Posted on May 23rd, 2024 02:14 AM
    We could not have done this without your team, and we are endlessly grateful for your hard work and expertise. Thank you
    Reply from Scott Edwards
    December 8th, 2025 09:48 PM
    I'm thrilled to hear your positive feedback, Alondra! It's a pleasure to know that our hard work paid off and you are satisfied with the results. Your kind words are deeply appreciated, and it's customers like you who make our job so rewarding....
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  • Encompass
    S
    Stefanie H P
    Santa Clarita, Valenci, CA
    Posted on April 22nd, 2024 02:22 PM
    Scott and Rick were wonderful! This was a very big decision and they went over everything with us to help us feel comfortable. From our first zoom meeting to closing, Scott and his team were an absolute pleasure to work with. I will be recommending...
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    Reply from Scott Edwards
    December 8th, 2025 09:48 PM
    I'm absolutely thrilled to hear such positive feedback, Stefanie! It was indeed a pleasure working with you through every step of the process, from our initial Zoom meeting to closing. We at The Mortgage Doc Team w/ PRMG aim to make big decisions...
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  • Encompass
    B
    Brian S W
    Lompoc, CA
    Posted on April 5th, 2024 11:01 PM
    Scott and the team were fighting tooth and nail to get the deal closed, this case was tricky and they explained the whole thing multiple times until I understood it all. In the face of multiple issues, they made sure I was taken care of. They...
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    Reply from Scott Edwards
    December 8th, 2025 09:48 PM
    Thank you so much for your review, Brian. It was a pleasure to guide you through the process and ensure you understood every step. It was a tricky case indeed, but I'm glad we were able to navigate it successfully. I'm thrilled to know you're...
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  • Encompass
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    Samir J
    SHERMAN OAKS, CA
    Posted on December 18th, 2023 05:35 PM
    Great education about the process upfront, friendly encounters, continuous updates, availability for asking questions, and true guidance for those who have no prior experience.
    Reply from Scott Edwards
    December 8th, 2025 09:48 PM
    Your positive review of PRMG brought a smile to our faces! We're thrilled that you enjoyed your time with us. Our team works hard to create memorable experiences, and it's incredibly rewarding to receive your kind feedback. Thank you for choosing...
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  • Encompass
    D
    Debbie L
    Castaic, CA
    Posted on December 16th, 2023 03:59 PM
    Scott and his team are always professional and fantastic to work with !
    Reply from Scott Edwards
    December 8th, 2025 09:48 PM
    Thank you so much for your kind words and outstanding rating, Debbie. It's always our pleasure to work with you. We strive to provide professional and seamless service to all our clients. Your feedback confirms that we're on the right track....
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  • Encompass
    M
    Mary J S
    Valencia, CA
    Posted on October 19th, 2023 12:02 AM
    Scott is always ready and excited to help our team grow our business. He works hard to get every client qualified whether it takes a week or months. We know with Scott and his team, we are setup for success.
    Reply from Scott Edwards
    December 8th, 2025 09:48 PM
    I'm incredibly grateful for your kind review, Mary. It's always a pleasure assisting your team and helping your business grow. Agent success is my top priority. Your recognition validates our efforts and encourages us to strive even harder....
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    About
    At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
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    Addresses and Serving Areas

    Year Started

    2002

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 1097143
    Disclaimer
    © 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.