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Scott Edwards - Loan Officer | NMLS# 1097143 in Valencia, CA

Scott Edwards

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Loan Officer | NMLS# 1097143

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At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Location & Business Hours
Business Hours
Sat
closed
Sun
closed
Mon
9 AM to 5 PM
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Overall Ratings
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5 Star
98%
4 Star
1%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
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    Christopher S
    Posted on July 7th, 2024 08:47 PM
    Great experience and everything with smoothly.
    Reply from Owner
    July 8th, 2024 06:04 PM
    Hi Christopher, thank you for posting your positive review. Our team here at PRMG is committed to providing high-quality customer service, and we’re thrilled to hear that we made a good impression on you. We hope you will visit us again soon....
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    Christopher L S
    Murrieta, CA
    Posted on July 7th, 2024 08:46 PM
    I was able to get quick answers to my questions. Everything went very smoothly with no hiccups.
    Reply from Scott Edwards
    December 8th, 2025 09:48 PM
    I'm thrilled that everything went smoothly for you, Christopher. It's always my aim to ensure quick and accurate responses to all of your questions. Thank you for taking the time to share your experience and for the 5-star rating. I look forward...
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    Robert L
    Murrieta, CA
    Posted on July 7th, 2024 02:51 PM
    Scott was excellent at communicating and he is the reason we were able to close escrow early. It was a pleasure doing business with Scott!
    Reply from Scott Edwards
    December 8th, 2025 09:48 PM
    I'm thrilled to hear about your positive experience, Robert! It was a pleasure working with you as well. Closing escrow early is always a victory and I'm glad I could facilitate that for you. Thank you for choosing The Mortgage Doc Team w/...
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    Martha T
    Mission Viejo, CA
    Posted on June 27th, 2024 11:53 PM
    I don't even know where to start! Scott and his team are stellar in every way, and I do not say this lightly.I am a financial professional and work with real estate syndicators. I have been in the middle of dozens of deals requiring significant...
    read more
    Reply from Scott Edwards
    December 8th, 2025 09:48 PM
    Thank you so much, Martha, for this wonderful review! I'm absolutely thrilled to hear that you had a great experience with us on the Mortgage Doc Team w/ PRMG. Your satisfaction is of utmost importance to us and we're elated to hear that our...
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    Taylor N
    Posted on June 27th, 2024 05:40 PM
    Scott and his team are amazing! Super professional and treated us like family. We are first time homebuyers and Scott made the process a breeze! I would recommend him to anyone, he was great and helped us achieve our dreams of owning a home
    Reply from Owner
    June 27th, 2024 07:00 PM
    Hello Taylor, thank you for your feedback. We're happy to know that you've had a great experience with us and look forward to your next visit.
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    Taylor N
    Posted on June 27th, 2024 05:40 PM
    Scott and his team are amazing! Super professional and treated us like family. We are first time homebuyers and Scott made the process a breeze! I would recommend him to anyone, he was great and helped us achieve our dreams of owning a home
    Reply from Owner
    June 27th, 2024 07:00 PM
    Hello Taylor, thank you for your feedback. We're happy to know that you've had a great experience with us and look forward to your next visit.
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    Taylor N
    Santa Clarita, CA
    Posted on June 27th, 2024 05:38 PM
    Scott was amazing throughout this whole process! He made us feel like we were his only clients and made the process a breeze. We are first time homeowners and he helped us feel confident and ready about this process.
    Reply from Scott Edwards
    December 8th, 2025 09:48 PM
    I'm so glad to hear that you had a positive experience, Taylor! Ensuring my clients feel confident and prepared throughout their home-buying journey is a top priority for me. Hearing that I could make the process seem effortless for you, especially...
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    Debra M
    Posted on June 21st, 2024 03:50 PM
    Wonderful experience working with Scott and his team! I will refer him to all my buyers moving forward.
    Reply from Owner
    June 24th, 2024 01:04 PM
    Thank you for posting your positive review, Debra. Our team here at PRMG is committed to providing high-quality customer service, and we’re thrilled to hear that we made a good impression on you. We hope you will visit us again soon.
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    Debra M
    Posted on June 21st, 2024 03:50 PM
    Wonderful experience working with Scott and his team! I will refer him to all my buyers moving forward.
    Reply from Owner
    June 24th, 2024 01:04 PM
    Thank you for posting your positive review, Debra. Our team here at PRMG is committed to providing high-quality customer service, and we’re thrilled to hear that we made a good impression on you. We hope you will visit us again soon.
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    Debra M
    Santa Clarita, CA
    Posted on June 21st, 2024 03:47 PM
    Scott was so on top of everything from the start! Such an amazing, easy transaction and wonderful to work with Scott and his team! I will recommend them to all my clients!
    Reply from Scott Edwards
    December 8th, 2025 09:48 PM
    I'm absolutely thrilled to hear your positive feedback, Debra. It was a pleasure working with you on this transaction. Ensuring a seamless experience for my clients is always my top priority. I'm grateful for your willingness to recommend me...
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    About
    At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
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    Addresses and Serving Areas

    Year Started

    2002

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 1097143
    Disclaimer
    © 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.